We proud on ourselves as Oviedo Florida’s #1 First Time Home Buyer loan lender. We are helping borrowers in Oviedo Florida to qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Oviedo Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Oviedo Florida

CambridgeHomeLoan.com has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Oviedo Florida. Use this application to pre-qualify and start shopping for your new home in Oviedo Florida today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Oviedo Florida

Oviedo is a city in Seminole County, Florida, United States. As of the 2010 United States Census, the population was 33,342, representing an increase of 7,026 from the 26,316 counted in the 2000 Census. It is part of the Orlando–Kissimmee–Sanford Metropolitan Statistical Area.

Schools in and around Oviedo

Oviedo High School
601 King St · +1 407-320-4050

Carillon Elementary School
3200 Lockwood Blvd · +1 407-320-4650

Evans Elementary School
100 E Chapman Rd · +1 407-320-9850

first time homebuyer oviedo
Ranked #43 by Money in their “Best Places to Live 2020” AreaVibes gives Oviedo a livability score of 88 out of 100, based on its exceptional school district, its lower-than-average crime rate, and for all the fun things to do and wonderful amenities it offers residents. Not just Oviedo, we are serving all of First Time Home Buyer Florida market.

Things To Do In and Around Oviedo Florida

  • Oviedo on the Park (Park and garden)
  • Center Lake Park (Vibrant area with dog park & playground)
  • Lake Jesup (Sizable lake for boating & wildlife)
  • Little Big Econ State Forest (Lush hiking forest rich in wildlife)
  • Lukas Nursery & Butterfly Encounter (Plant & garden store plus design)
  • Friendship Park (Public park with a colorful playground)










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