We proud on ourselves as Pinellas Park Florida’s #1 First Time Home Buyer loan lender. We are helping borrowers in Pinellas Park Florida to qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Pinellas Park Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Pinellas Park Florida

CambridgeHomeLoan.com has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Palm Harbor Florida. Use this application to pre-qualify and start shopping for your new home in Pinellas Park Florida today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Pinellas Park Florida

Pinellas Park is a city located in central Pinellas County, Florida, United States. The population was 49,079 at the 2010 census. Originally home to northern transplants and vacationers, the hundred year old city has grown into the fourth largest city in Pinellas County, the most densely-populated county in Florida.

Schools in and around Pinellas Park

Pinellas Central Elementary School
10501 58th St · +1 727-547-7853

Rawlings Elementary School
6505 68th St N · +1 727-547-7828

Pinellas Park Elementary School
7520 52nd St N · +1 727-547-7888

first time homebuyer pinellas park
Pinellas Park is a wonderful city for families to live in. There are numerous parks and recreational centers, a variety of shops, and the city is clean. Garbage and recycling services are available, along with opportunities to volunteer. Not just Pinellas Park, we are serving all of First Time Home Buyer Florida market.

Things To Do In and Around Pinellas Park Florida

  • Tampa Bay Automobile Museum (Vintage cars & vehicles on display)
  • Sawgrass Lake (Park and garden)
  • Sawgrass Lake Park (Swamp preserve with a boardwalk)
  • Tampa Bay Grand Prix (Indoor venue for go-kart racing)
  • Freedom Lake Park (Waterside space for picnics & play)
  • Showtime Speedway Pinellas Park (Auto racing)










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