We proud on ourselves as Port St. Lucie Florida’s #1 First Time Home Buyer loan lender. We are helping borrowers in Port St. Lucie Florida to qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Port St. Lucie Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Port St. Lucie Florida

CambridgeHomeLoan.com has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Port St. Lucie Florida. Use this application to pre-qualify and start shopping for your new home in Port St. Lucie Florida today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Port St. Lucie Florida

Port St. Lucie is a city on the Atlantic coast of southern Florida. The Port St. Lucie Botanical Gardens features areas devoted to orchids, bamboo and native plants, as well as butterflies and hummingbirds. The Riverwalk Boardwalk winds through nearby mangroves. Southeast of the center, the waterways of the North Fork St. Lucie Aquatic Preserve are home to manatees, river otters, egrets and alligators.

Schools in and around Port St. Lucie

Port St Lucie High School
1201 SE Jaguar Ln · +1 772-337-6770

Treasure Coast High School
1000 SW Darwin Blvd · +1 772-807-4300

Northport K-8 School
250 NW Floresta Dr · +1 772-340-4700

first time homebuyer port st lucie
Port St Lucie is a great family friendly place to live. We don’t have many crimes that are reported and for the most part pretty friendly neighbors. This area is also very affordable with minimum night life.Not just Port St. Lucie, we are serving all of First Time Home Buyer Florida market.

Things To Do In and Around Port St. Lucie Florida

  • Elliott Museum (Art & tech exhibits tell state’s history)
  • Port St. Lucie Botanical Gardens (Scenic destination with unique plants)
  • PGA Golf Club at PGA Village (Golf)
  • Sailfish Splash Waterpark (Playgrounds, pools & inner-tube polo)
  • Nettles Island
  • Savannas Preserve State Park Environmental Education Center (Wetlands habitat & recreation area)











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Hard Money Loan

Best Hard Money Lender in Tampa

Hard money loans are real estate mortgage loans provided by non-bank lenders. There are numerous hard money lenders that provide rapid funding at competitive interest rates.

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