We proud on ourselves as Royal Palm Beach Florida’s #1 First Time Home Buyer loan lender. We are helping borrowers in Royal Palm Beach Florida to qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Royal Palm Beach Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Royal Palm Beach Florida

CambridgeHomeLoan.com has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Royal Palm Beach Florida. Use this application to pre-qualify and start shopping for your new home in Royal Palm Beach Florida today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Royal Palm Beach Florida

Royal Palm Beach is a village in southeast Florida, located within Palm Beach County. The population was measured at 34,140 in the 2010 census. Despite its name, the village is located approximately fifteen miles inland from the Atlantic Ocean.

Schools in and around Royal Palm Beach

Western Academy Charter School
650 Royal Palm Beach Blvd · +1 561-792-4123

Royal Palm Beach Community High School
West Palm Beach, FL, United States · +1 561-753-4000

H. L. Johnson Elementary School
1000 Crestwood Blvd N · +1 561-904-9300

first time homebuyer royal palm village
Many families and elderly people live around here. Their is easy access to grocery stores, malls, parks, and schools. Royal Palm Beach is a highly diverse and inviting community that puts the safety of its residents above all else. There are many job opportunities, schools, and affordable homes in the area as well. Not just Royal Palm Beach, we are serving all of First Time Home Buyer Florida market.

Things To Do In and Around Royal Palm Beach Florida

  • Calypso Bay Waterpark (Seasonal spot with twisty slides & pools)
  • Commons Park (Park with sports & golf centers & a café)
  • McCarthys Wildlife Sanctuary (Reservations-only rescued-animal tours)
  • Okeeheelee Park (Expansive site for outdoor activities)
  • Royal Palm Beach Pines Natural Area
  • Veteran’s Park (Park and garden)

 

 

 

 

 

 

 

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