We are proud to be Sebring Florida’s top First-Time Loan lender for Homebuyers. We help the borrowers of Sebring Florida to qualify for the most favorable First-Time Home Buyer loan that meets their requirements for borrowing. Certain First Time homeowner Buyer program for loans available that are available in Sebring Florida are backed by the Federal Housing Administration (FHA). These popular first-time homebuyer loans have lower minimum credit scores and lower down amounts to be able to get approved.

First Time Home Buyer Sebring Florida

CambridgeHomeLoan.com has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Sebring Florida. Use this application to pre-qualify and start shopping for your new home in Sebring Florida today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Sebring Florida

Sebring is a city in Highlands County, Florida, United States, nicknamed “The City on the Circle”, in reference to Circle Drive, the center of the Sebring Downtown Historic District. As of the 2020 census, the population was 10,729. 

Schools in and around Sebring

Sebring High School
3514 Kenilworth Blvd · +1 863-471-5500

Fred Wild Elementary School
3550 Youth Care Ln · +1 863-471-5400

Sebring Middle School
500 E Center Ave · +1 863-471-5700

first time homebuyer sebring
The many benefits of living in the Sebring metro include mild winters, affordability and low traffic. The annual BestPlaces Comfort Index for the Sebring metro area is 6.8 (10=best), which means it is about average compared to other places in Florida. Not just Sebring, we are serving all of First Time Home Buyer Florida market.

Things To Do In and Around Sebring Florida

  • Highlands Hammock State Park (Campsites & wildlife on multiple acres)
  • Sebring International Raceway (Historic race-car track dating to 1950)
  • Henscratch Farms (Vineyard, winery, wine and wine tasting)
  • Lake Jackson (Lake, fishing and beach)
  • Children’s Museum of the Highlands (Museum)
  • Lake Josephine (Lake and fishing)











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