We are proud to be Siesta Key Florida’s most prestigious First-Time home buyer loan provider. We help the borrowers of Siesta Key Florida to qualify for the most favorable First-Time Home Buyer loan that meets their requirements for borrowing. Certain First Time home Buyer loans located in Siesta Key Florida are backed by the Federal Housing Administration (FHA). These sought-after first-time homebuyer loans have lower minimum credit scores and lower down payment to allow it easier to be eligible.

First Time Home Buyer Siesta Key Florida

CambridgeHomeLoan.com has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Siesta Key Florida. Use this application to pre-qualify and start shopping for your new home in Siesta Key Florida today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Siesta Key Florida

Siesta Key is a barrier island in the Gulf of Mexico, off the coast of Sarasota, Florida. It’s known for its sandy beaches. Siesta Beach, near the shops and cafes of Siesta Key Village, has shallow waters, a playground and tennis courts. Crescent Beach offers access to Point of Rocks, limestone outcroppings that surround tidal pools and coral reefs. To the south, Turtle Beach has boat ramps and picnic areas.

Schools in and around Siesta Key

The Out-of-Door Academy – Lower School – Siesta Key Campus
Sarasota, FL, United States · +1 941-349-3223
Mermaid Swim School
+1 941-363-1083

Mangrove School of Sarasota
Sarasota, FL, United States · +1 941-927-3711
first time homebuyer siesta key
Siesta Key is in Sarasota County and is one of the best places to live in Florida. Living in Siesta Key offers residents an urban feel and most residents own their homes. Many retirees live in Siesta Key and residents tend to lean conservative. The public schools in Siesta Key are highly rated. Not just Siesta Key, we are serving all of First Time Home Buyer Florida market.

Things To Do In and Around Siesta Key Florida

  • Siesta Key Beach (Fine white sand that stays cool)
  • Crescent Beach (Wide sandy beach on the Gulf of Mexico)
  • Sarasota Beach (Long gulf coast beach with clear waters)
  • Siesta Beach (Beach and honeymoon)
  • Siesta Key Public Beach Access 2 (Beach)
  • Siesta Key Drum Circle (Music & dancing on the sand)











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