We proud on ourselves as St. Augustine Beach Florida’s #1 First Time Home Buyer loan lender. We are helping borrowers in St. Augustine Beach Florida to qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in St. Augustine Beach Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer St. Augustine Beach Florida

CambridgeHomeLoan.com has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in St. Augustine Beach Florida. Use this application to pre-qualify and start shopping for your new home in St. Augustine Beach Florida today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In St. Augustine Beach Florida

St. Augustine Beach is a small city on Anastasia Island known for its wide, Atlantic Ocean-facing beaches. St. Johns County Ocean Pier offers fishing, plus a beachfront park with volleyball courts, a playground, and a children’s splash zone. A sea turtle nesting site, Ocean Hammock Park has a nature trail and picnic areas. A1A Beach Boulevard is scattered with ice cream shops and casual seafood and Mexican eateries.

Schools in and around St. Augustine Beach

  • R.B. Hunt Elementary School. St.
  • W. Douglas Hartley Elementary School.
  • Gamble Rogers Middle School. St.
  • Sebastian Middle School. St.
  • St. Augustine High School
  • St. Augustine Public Montessori School
  • Pedro Menendez High School. St.
  • St. Johns Technical High School.
first time homebuyer st augustine
St. Augustine Beach is a suburb of Jacksonville with a population of 6,933. St. Augustine Beach is in St. Johns County and is one of the best places to live in Florida. Living in St. Augustine Beach offers residents an urban suburban mix feel and most residents own their homes. In St. Augustine Beach there are a lot of restaurants, coffee shops, and parks. Many retirees live in St. Augustine Beach and residents tend to be conservative. The public schools in St. Augustine Beach are highly rated. Not just St. Augustine Beach, we are serving all of First Time Home Buyer Florida market.

Things To Do In and Around St. Augustine Beach Florida

  • St. Johns County Ocean & Fishing Pier (Beach)
  • Crescent Beach (Beach)
  • Saint Augustine Beach (Beach)
  • Ocean Hammock Park (Oceanfront green space with a beach)
  • St. Johns County Ocean Pier & Courts Park (Beach)
  • Ocean Hammock Park Walkway

 

 

 

 

 

 

 

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