First Time Home Buyer Sunny Isles Beach Florida

We are proud to be Sunny Isles Beach Florida’s top First-Time Loan lender for Homebuyers. We help the borrowers of Sunny Isles Beach Florida to qualify for the most favorable First-Time Home Buyer loan that meets their requirements for borrowing. Certain First Time homeowner Buyer program for loans available that are available in Sunny Isles Beach Florida are backed by the Federal Housing Administration (FHA). These popular first-time homebuyer loans have lower minimum credit scores and lower down amounts to be able to get approved.

First Time Home Buyer Sunny Isles Beach Florida has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Sunny Isles Beach Florida. Use this application to pre-qualify and start shopping for your new home in Sunny Isles Beach Florida today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Sunny Isles Beach Florida

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Sunny Isles Beach is a city located on a barrier island in northeast Miami-Dade County, Florida, United States. The city is bounded by the Atlantic Ocean on the east and the Intracoastal Waterway on the west.

Schools in and around Sunny Isles Beach

Norman S. Edelcup/Sunny Isles Beach K-8
Public, PK-8 | 2,096 students

first time homebuyer sunny isles beach
Sunny Isles Beach is a uniquely South Floridian mix of luxury living, a laid-back atmosphere, and stunning natural beauty. It attracts those looking for tranquility and community and easy access to top-notch shopping, dining, and entertainment. Not just Sunny Isles Beach, we are serving all of First Time Home Buyer Florida market.

Things To Do In and Around Sunny Isles Beach Florida

  • Oleta River State Park (Verdant escape from big-city stress)
  • Haulover Park (Busy beachfront park with marina)
  • Tidal Cove Waterpark (Artificial surf break in a wave pool)
  • Greynolds Park (Natural area with camping & golfing)
  • Heritage Park (Play areas, a memorial wall & a dog zone)
  • Pier Park (Park and garden and fishing)









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