We proud on ourselves as Tarpon Springs Florida’s #1 First Time Home Buyer loan lender. We are helping borrowers in Tarpon Springs Florida to qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Tarpon Springs Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Tarpon Springs Florida

CambridgeHomeLoan.com has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Tarpon Springs Florida. Use this application to pre-qualify and start shopping for your new home in Tarpon Springs Florida today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Tarpon Springs Florida

Tarpon Springs is a city on central Florida’s Gulf Coast. Greek eateries line waterfront Dodecanese Boulevard, a legacy of the Greek sponge divers who settled here in the early 1900s. Along the water, the Historic Sponge Docks are a reminder of the once booming industry. The 1940s St. Nicholas Greek Orthodox Church has stained glass and a Grecian marble altar. Tarpon Springs Aquarium displays Gulf marine life.

Schools in and around Tarpon Springs

Tarpon Springs High School
1411 Gulf Rd · +1 727-943-4900

Tarpon Springs Elementary School
555 Pine St · +1 727-943-5500

Tarpon Springs Fundamental
400 E Harrison St · +1 727-943-5508

first time homebuyer tarpon springs
Living in Tarpon Springs offers residents a dense suburban feel and most residents own their homes. In Tarpon Springs there are a lot of restaurants, coffee shops, and parks. Many retirees live in Tarpon Springs and residents tend to lean conservative. The public schools in Tarpon Springs are above average. Not just Tarpon Springs, we are serving all of First Time Home Buyer Florida market.

Things To Do In and Around Tarpon Springs Florida

  • Fred Howard Park (Beach with access to the Gulf of Mexico)
  • Tarpon Springs Sponge Docks (Destination for sea sponges & Greek food)
  • Leepa-Rattner Museum of Art (Large collection of 20th-century art)
  • A.L. Anderson Park (Shady space with a dog park & boat ramp)
  • Sunset Beach (Beach park with a playground & more)
  • Howard Park Beach (Scenic place for swimming & kayaking)

 

 

 

 

 

 

 

 

 

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