We are proud to be Thonotosassa Florida’s most prestigious First-Time Loan lender for Homebuyers. We assist the borrowers of Thonotosassa Florida to qualify for the most favorable First-Time Home Buyer loan that meets their needs for borrowing. Certain First Time homeowner Buyer program for loans available located in Thonotosassa Florida are backed by the Federal Housing Administration (FHA). These sought-after first-time home buyer loans have lower minimum credit scores as well as down payment to allow it to be easier to be eligible.

First Time Home Buyer Thonotosassa Florida

CambridgeHomeLoan.com has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Thonotosassa Florida. Use this application to pre-qualify and start shopping for your new home in Thonotosassa Florida today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Thonotosassa Florida

Thonotosassa is located in Hillsborough County, Florida, United States. The population was 13,014 at the 2010 census, up from 6,091 at the 2000 census.

Schools in and around Thonotosassa

Thonotosassa Elementary School
10050 Skewlee Rd · +1 813-987-6987

Antioch School

Folsom Elementary School
9855 Harney Rd · +1 813-987-6755

first time homebuyer Thonotosassa
Thonotosassa is in Hillsborough County and is one of the best places to live in Florida. Living in Thonotosassa offers residents a suburban rural mix feel and most residents own their homes. In Thonotosassa there are a lot of parks. Many retirees live in Thonotosassa and residents tend to have moderate political views. Not just Thonotosassa, we are serving all of First Time Home Buyer Florida market.

Things To Do In and Around Thonotosassa Florida

  • Lettuce Lake Park (Park with boardwalk & BBQs)
  • John B Sargeant Sr Park (Park and garden)
  • Lake Thonotosassa (Lake and fishing)
  • Dinosaur World (Outdoor museum featuring dinosaur models)
  • Hillsborough River State Park (Fixture for fishing, canoeing & kayaking)
  • Lettuce Lake Parkway (Vehicular access to Lettuce Lake Park)












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