We are proud to be Westchase Florida’s most prestigious First-Time Loan lender for Homebuyers. We assist the borrowers of Westchase Florida to qualify for the most favorable First-Time Home Buyer loan that meets their needs for borrowing. Certain First Time homeowner Buyer program for loans available located in Westchase Florida are backed by the Federal Housing Administration (FHA). These sought-after first-time home buyer loans have lower minimum credit scores as well as down payment to allow it to be easier to be eligible.

First Time Home Buyer Westchase Florida

CambridgeHomeLoan.com has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Westchase Florida. Use this application to pre-qualify and start shopping for your new home in Westchase Florida today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Westchase Florida

Westchase is located in Hillsborough County, Florida, United States. The population was 21,747 at the 2010 census, up from 11,116 at the 2000 census. The census area encompasses most of the 33626 ZIP code area.

Schools in and around Westchase

Westchase Elementary School
Tampa, FL, United States · +1 813-631-4600

Deer Park Elementary School
Tampa, FL, United States · +1 813-854-6031

Farnell Middle School
Tampa, FL, United States · +1 813-356-1640

first time homebuyer westchase
Westchase with an A+ rating is the No. 1 suburb in the Tampa Bay area and No. 3 in Florida. Housing prices range from the $200Ks in some of the older, established neighborhoods, all the way to $800K or more in particularly upscale areas. Not just Westchase, we are serving all of First Time Home Buyer Florida market.

Things To Do In and Around Westchase Florida

  • Big Cat Rescue (Cat sanctuary & guided educational tours)
  • Tampa Bay Downs (Thoroughbred horse racetrack)
  • Upper Tampa Bay Trail (Cycling)
  • Upper Tampa Bay Park (Protected lands with canoeing & BBQ pits)
  • Empower Adventures Tampa Bay (Zip line)
  • Baybridge Park











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