We are proud to be Winter Garden Florida’s most prestigious First-Time Loan lender for Homebuyers. We assist those who are borrowers in Winter Garden Florida to qualify for the top First-Time Home Buyer loan that meets their requirements for borrowing. Certain First Time homeowner Buyer loans that are available in Winter Garden Florida are backed by the Federal Housing Administration (FHA). These sought-after first-time homeowner loans require lower credit scores as well as down payment to allow it to be easier to get approved.

First Time Home Buyer Winter Garden Florida

CambridgeHomeLoan.com has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Winter Garden Florida. Use this application to pre-qualify and start shopping for your new home in Winter Garden Florida today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Winter Garden Florida

Winter Garden is a city 14 miles west of Downtown Orlando in the western part of Orange County, Florida, United States. Established by Henry Harrel of Alachua in 1857, it was formerly called Beulah. It is part of the Orlando–Kissimmee–Sanford, Florida Metropolitan Statistical Area.

Schools in and around Winter Garden

West Orange High School
1625 Beulah Rd · +1 407-905-2400

Tildenville Elementary School
1221 Brick Rd · +1 407-877-5054

Whispering Oak Elementary School
15300 Stoneybrook W Pkwy · +1 407-656-7773

first time homebuyer winter garden
Winter Garden is in Orange County and is one of the best places to live in Florida. Living in Winter Garden offers residents a sparse suburban feel and most residents own their homes. Many families and young professionals live in Winter Garden and residents tend to lean liberal. Not just Winter Garden, we are serving all of First Time Home Buyer Florida market.

Things To Do In and Around Winter Garden Florida

  • West Orange Trail (Car-free pathway for walkers & cyclists)
  • Central Florida Railroad Museum (Railroad memorabilia in an old station)
  • Garden Theatre (Theatre)
  • Plant St. Market (Market)
  • SOBO Art Gallery – Winter Garden Art Association (Art)
  • Newton Park (Lakefront playground, fishing & picnics)











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