We are proud to be Zephyrhills Florida’s most prestigious First-Time Loan lender for Homebuyers. We assist those who are borrowers in Zephyrhills Florida to qualify for the top First-Time Home Buyer loan that meets their requirements for borrowing. Certain First Time homeowner Buyer loans that are available in Zephyrhills Florida are backed by the Federal Housing Administration (FHA). These sought-after first-time homeowner loans require lower credit scores as well as down payment to allow it to be easier to get approved.

First Time Home Buyer Zephyrhills Florida

CambridgeHomeLoan.com has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Zephyrhills Florida. Use this application to pre-qualify and start shopping for your new home in Zephyrhills Florida today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Zephyrhills Florida

Zephyrhills is a city in Pasco County, Florida, United States. The population was counted at 17194 in the 2020 census. It is a suburb of the Tampa Bay Metropolitan Statistical Area. Zephyrhills is also known as the headquarters of the Zephyrhills bottled water company and is a member of Tree City USA.

Schools in and around Zephyrhills

West Zephyrhills Elementary School
37900 14th Ave · +1 813-794-6300

The Broach School (ZEPHYRHILLS)
5353 5th St · +1 813-788-8384

Zephyrhills High School
6335 12th St · +1 813-794-6100

first time homebuyer Zephyrhills
Zephyrhills is a great place to live, it is cheap and offers a great place for young kids to learn and grow up. It is nearby to a major city, offering all the entertainment that the city can give. Zephyrhills is a great place and someplace that you should consider if you are going to be working in the Tampa area. Not just Zephyrhills, we are serving all of First Time Home Buyer Florida market.

Things To Do In and Around Zephyrhills Florida

  • Waterplay At Zephyr Park
  • Skydive City/Z-Hills (Parachuting and adventure)
  • Zephyrhills Museum of Military History (Museum)
  • Zephyr Park
  • Zephyrhills Train Depot Museum
  • Hillsborough River State Park (Fixture for fishing, canoeing & kayaking)











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