First Time Home Buyer Manasota Key Florida

Manasota Key Florida’s best rates and terms for First Time Home Buyer loans. We are helping borrowers in Manasota Key Florida to qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Manasota Key Florida are backed by the Federal Housing Administration (FHA). These popular first time home buyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Manasota Key Florida has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Manasota Key Florida. Use this application to pre-qualify and start shopping for your new home in Manasota Key Florida today! Purchase, Refinance, Cash Out Refinance.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Manasota Key Florida

Home loan flip application

Manasota Key is a census-designated place consisting mainly of the community of Englewood Beach in Charlotte County, Florida, United States. The population of the CDP was 1,229 at the 2010 census. It is part of the Punta Gorda Metropolitan Statistical Area.

Schools in and around Manasota Key

Lemon Bay High School
Englewood, FL, United States · +1 941-474-7702

Englewood Elementary School
Englewood, FL, United States · +1 941-474-3247

Center School
Englewood, FL, United States · +1 941-474-1700

first time home buyer manasota key
Living in Manasota Key offers residents an urban suburban mix feel and most residents own their homes. In Manasota Key there are a lot of restaurants and parks. Many retirees live in Manasota Key and residents tend to be conservative. The public schools in Manasota Key are highly rated. Not just Manasota Key, we are serving all of First Time Home Buyer Florida market.

Things To Do In and Around Manasota Key Florida

  • Stump Pass Beach State Park (Secluded beach for swimming & hiking)
  • Englewood Beach (Beach games, fishing & sharks’ teeth)
  • Chadwick Park at Englewood Beach (Beach with playground & picnic shelters)
  • Lemon Bay (Bay for water sports & nature activities)
  • Blind Pass Beach (Sandy isthmus with fishing & mangroves)
  • Cedar Point Environmental Park (Park and garden and herons)



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