First Time Home Buyer Mexico Beach Florida

Mexico Beach Florida’s #1 First Time Home Buyer loan lender. We are helping borrowers in Mexico Beach Florida to qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Mexico Beach Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Mexico Beach Florida has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Mexico Beach Florida. Use this application to pre-qualify and start shopping for your new home in Mexico Beach Florida today! Purchase, Refinance, Cash Out Refinance.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Mexico Beach Florida

Home loan flip application

Mexico Beach is a city in Bay County, Florida, United States. It is located 25 miles southeast of Panama City. The population was 1,060 at the 2020 census. The community was extensively damaged by Hurricane Michael on October 10, 2018.

Schools in and around Mexico Beach

  • Bay Haven Charter Academy (22.6 miles) 2501 Hawks Landing Blvd
  • Bay Haven Charter Middle School (22.6 miles)
  • Patronis Elementary School (26.2 miles)
  • Tyndall Elementary School (15.3 miles)
  • Mowat Middle School (24.4 miles)
  • Lynn Haven Elementary School (25.2 miles)
  • J.R. Arnold High School (30.0 miles)
first time home buyer mexico beach
Beloved for its white-sanded shores and slow pace, this coastal community on the Gulf of Mexico has become a popular retirement destination, but this seaside town is not to be overlooked: In fact, its uncrowded beaches, local charm, and relaxed attitude are what make this pretty Florida spot such an oasis. Not just Mexico Beach, we are serving all of First Time Home Buyer Florida market.

Things To Do In and Around Mexico Beach Florida

  • St. Joe Beach (Beach)
  • Crooked Island Beach (Beach)






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