First Time Home Buyer Miami Florida

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First Time Home Buyer Miami Florida

The Best Home Loans For First Time Home Buyers! CLICK HERE!

FIRST TIME HOME BUYER - CLICK HERE TO QUALIFY!

We proud on ourselves as Miami Florida’s #1 First Time Home Buyer loan lender. We are helping borrowers in Miami Florida to qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Miami Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Miami Florida

CambridgeHomeLoan.com has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Miami Florida. Use this application to pre-qualify and start shopping for your new home in Miami Florida today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

First Time Home Buyer Home Loan - CLICK HERE!

Benefits of Being A First Time Home Buyer In Miami Florida

  • Low down payment with a minimum of 3% down payment
  • Lower credit scores. Down to 580 to for 3.5% down payment
  • VA Loan with No down payment required
  • For First Time Home Buyer's, FHA provides a guarantee loans to the lender who is actually extending the loan on an FHA loan.
  • To apply for an FHA loan, you'll need to provide your Social Security number, two years of tax returns and employment verification.
  • Simple Application and Approval Process
  • To apply for an FHA loan, you'll need to provide your Social Security number, two years of tax returns and employment verification.
Home loan flip application
Prequalify for your First Time Home Buyer Loan - CLICK HERE!

Miami, officially the City of Miami, is a coastal metropolis located in Miami-Dade County in southeastern Florida. With a population of 467,963 as of the 2020 census, it is the 44th-largest city in the United States and the core of the nation’s eighth-largest metropolitan area.

Schools in and around Miami

Miami-Dade County Public Schools
1450 NE 2nd Ave · +1 305-995-1000

Dade County Public School Police
6100 NW 2nd Ave · +1 305-757-7708

Miami-Dade County Public School
7007 SW 4th St · +1 305-995-3000

First Time Home Buyer - CLICK HERE TO QUALIFY
first time home buyer miami
Miami, Florida is the city of warm weather, pool parties, popular beaches, and exciting nightlife. Known as the third most popular city in the eastern United States and the seventh-largest city in the country, the Miami lifestyle is what attracts thousands of residents and visitors every year. Not just Miami, we are serving all of First Time Home Buyer Florida market.
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Things To Do In and Around Miami Florida

  • Vizcaya Museum & Gardens (Art, antiques & gardens on Biscayne Bay)
  • Pérez Art Museum Miami (Sleek venue showcasing global modern art)
  • Wynwood Walls (Outdoor museum with creative street art)
  • Fairchild Tropical Botanic Garden (Expansive park with a tram & events)
  • Miami Seaquarium (Popular attraction for sealife & shows)
  • The Bass (Art & artifacts from ancient to modern)

 

 

 

 

 

 

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