First Time Home Buyer Miami Florida

First Time Home Buyer Miami Benefits:
* Closing as fast as 17 Days!
* Down Payments as low as 3% Down
* FICO Score starting at 550 for 3% Down
* FICO score 550 for 10% Down!
#1 First Time Home Buyer Lender In Miami


First Time Home Buyer Miami – We proud on ourselves as Miami Florida’s #1 First Time Home Buyer loan lender. We are helping borrowers in Miami Florida to qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer Miami loan programs are backed by the Federal Housing Administration (FHA) – These popular first time home buyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Miami Florida has a number of first time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer Miami and HomeReady Program Terms:

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Miami Home Loan! Use this application to pre-qualify and start shopping for your new home in Miami Florida today! Purchase, Refinance, Cash Out Refinance.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now (800)-826-5077!

First Time Home Buyer Miami Florida – Miami Home Loans

Benefits of Being A First Time Home Buyer Miami Florida

NON-QM LOANS Statement Only Home Loans

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About Miami Florida

Miami, Florida, stands as a vibrant and culturally diverse metropolis, renowned for its iconic beaches, lively nightlife, and a fusion of Latin American and Caribbean influences. Nestled along the southeastern tip of the Sunshine State, Miami is a dynamic cityscape defined by its striking skyline, art deco architecture in South Beach, and a pulsating energy that transcends through its eclectic neighborhoods. Known as the “Magic City,” Miami offers a unique blend of tropical paradise and cosmopolitan flair, attracting residents and visitors alike with its world-class cuisine, international arts scene, and a climate that invites outdoor living year-round.

First Time Home Buyer Miami

First Time Home Buyer Miami’s Best Neighborhoods

Miami boasts several neighborhoods with unique characteristics, catering to diverse preferences and lifestyles. The “best” neighborhood can vary based on individual needs, such as proximity to amenities, school quality, safety, and lifestyle preferences. As of my last knowledge update in January 2022, here are some of the popular neighborhoods in Miami known for their desirability:

Coral Springs: While slightly northwest of Miami, Coral Springs is recognized for its family-friendly atmosphere, good schools, and parks. It’s often chosen by those seeking a suburban lifestyle.

Coral Gables: This upscale neighborhood is known for its Mediterranean Revival architecture, tree-lined streets, and proximity to cultural institutions like the University of Miami. Coral Gables offers a mix of luxury homes and historic residences.

Brickell: Often referred to as Miami’s financial district, Brickell is a bustling urban center with high-rise condominiums, trendy restaurants, and a vibrant nightlife. It appeals to those looking for a sophisticated, city-centric lifestyle.

South Beach: Famous for its iconic art deco architecture, Ocean Drive, and sandy beaches, South Beach is synonymous with Miami’s glamorous lifestyle. It’s a hotspot for entertainment, shopping, and luxury living.

Wynwood: Known for its vibrant street art scene and eclectic atmosphere, Wynwood has transformed into an arts and culture hub. It attracts a creative community and offers unique living spaces, including converted warehouses.

Pinecrest: Recognized for its excellent schools and spacious properties, Pinecrest is a family-friendly suburb with a suburban feel. It’s popular among those seeking a more residential and quiet environment.

Key Biscayne: Connected by a causeway, Key Biscayne offers a tranquil island escape with beautiful beaches and outdoor recreation. It’s a family-friendly community with a mix of condos and single-family homes.

Aventura: Situated north of Miami, Aventura is known for its upscale shopping, golf courses, and waterfront properties. It’s a planned suburban community that appeals to families and professionals.

First Time Home Buyer Miami Florida – Florida’s #1 Lender for First Time Home Buyers –

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