We proud on ourselves as Middleburg Florida’s #1 First Time Home Buyer loan lender. We are helping borrowers in Middleburg Florida to qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Middleburg Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Middleburg Florida

CambridgeHomeLoan.com has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Middleburg Florida. Use this application to pre-qualify and start shopping for your new home in Middleburg Florida today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Middleburg Florida

Middleburg is an unincorporated area and census-designated place within Clay County in the U.S. state of Florida, located 26 miles southwest of downtown Jacksonville and 16 miles northwest of Green Cove Springs, the county seat of Clay County. As of the 2020 census, the population of Middleburg was 12,881.

Schools in and around Middleburg

Middleburg Elementary School
3958 Main St · +1 904-336-1875

Middleburg High School
3750 County Rd 220 · +1 904-336-8075

RideOut Elementary
3065 Apalachicola Blvd · +1 904-336-2875

first time home buyer middleburg
Middleburg is a suburb of Jacksonville with a population of 14,111. Living in Middleburg offers residents a suburban rural mix feel and most residents own their homes. Many families live in Middleburg and residents tend to be conservative. The public schools in Middleburg are above average. Not just Middleburg, we are serving all of First Time Home Buyer Florida market.

Things To Do In and Around Middleburg Florida

  • Jennings State Forest (Natural area with trails & campsites)
  • Camp Blanding Museum (Museum)
  • Black Creek (River, fishing and lake)
  • Ronnie Van Zant Memorial Park (Large park with many recreation options)
  • Doctors Lake (Lake, fishing and marina)
  • Dunns Farm – Pioneer Trail

 

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