We proud on ourselves as Minneola Florida’s #1 First Time Home Buyer loan lender. We are helping borrowers in Minneola Florida to qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Minneola Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Minneola Florida

CambridgeHomeLoan.com has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Minneola Florida. Use this application to pre-qualify and start shopping for your new home in Minneola Florida today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Minneola Florida

Minneola is a city in Lake County, Florida, United States. The population was 9,403 at the 2010 census. As of 2019, the population recorded by the U.S. Census Bureau is 12,595. It is part of the Orlando–Kissimmee–Sanford Metropolitan Statistical Area. The Minneola tangelo is named after the city.

Schools in and around Minneola

Minneola Elementary Charter School
320 E Pearl St · +1 352-394-2600

Lake Minneola High School
101 N Hancock Rd · +1 352-394-9600

Grassy Lake Elementary School
1100 Fosgate Rd · +1 352-242-0313

first time home buyer Minneola
The livability score is based on amenities, cost of living, crime, education, employment, housing and weather. Minneola earned four As — A+ for crime (the crime rate is less than 89 percent of Florida cities), A+ for weather, A for amenities and A for cost of living. Not just Minneola, we are serving all of First Time Home Buyer Florida market.

Things To Do In and Around Minneola Florida

  • Presidents Hall of Fame (Exhibits & a replica of the White House)
  • Florida Citrus Tower (Vintage attraction with panoramic views)
  • Lakeridge Winery & Vineyards (Hillside vineyard with tours & tastings)
  • Waterfront Park (Lakeside site with a paved trail)
  • Lake Minneola (Lake)
  • Lake Hiawatha Preserve









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