First Time Home Buyer Mount Rainier Maryland

Mount Rainier Maryland’s #1 First Time Home Buyer loan lender. Helping borrowers in Mount Rainier Maryland qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Mount Rainier Maryland  are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Programs
Mount Rainier Maryland has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Mount Rainier Maryland. Use this application to pre-qualify and start shopping for your new home in Mount Rainier Maryland today!  Purchase, Refinance, Cash Out Refinance.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Mount Rainier Maryland

Home loan flip application

Mount Rainer Home Loan

Things To Do In Mount Rainier Maryland

  • Bladensburg Waterfront Park (Boating & pontoon tours on the Anacostia)
  • Prince Georges African American Museum and Cultural Center (Museum)
  • Greenbelt Park (Wooded suburban getaway with campgrounds)
  • Anacostia Tributary Trail System
  • Sligo Creek Trail (Park and garden and running)
  • Annapolis Road

Mount Rainier is a city in Prince George’s County, Maryland, United States, bordering Washington. The population was 8,080 at the 2010 census. Considering only the crime rate, Mount Rainier is as safe as the Maryland state average and safer than the national average. Mount Rainier developed during the late 19th and early 20th centuries as a result of urban expansion in Washington D.C, as the housing demand expanded into its suburban areas. In 1830, a railroad was built connecting Baltimore to Ohio, which became Mount Rainier.

Schools in Mount Rainier, MD

Mt. Rainier Elementary School
4011 32nd St · +1 301-985-1810

Thomas S. Stone Elementary School
4500 34th St · +1 301-985-1890

Mount Rainier Junior High School

first time home buyer Mount Rainier

The average listed home price is $525,000 up over 17% from 2020. As of Dec 2021 Mount Rainier MD is a sellers market, this means that there are more people looking to buy than there are homes available.  



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