First Time Home Buyer Neptune Beach Florida

LOAN APPLICATION  QUICK APPLY prides itself as having Neptune Beach Florida’s best rates and terms for First Time Home Buyer and home loans in Neptune Beach. We are helping borrowers in Neptune Beach Florida to qualify for the best First Time Home Buyer loan to meet their borrowing requirements. These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Neptune Beach Florida has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Neptune Beach Florida. Use this application to pre-qualify and start shopping for your new home in Neptune Beach Florida today! Purchase, Refinance, Cash Out Refinance.

Call now 800-826-5077. Prequalify now for best mortgage rates in Neptune Beach

Benefits of Being A First Time Home Buyer In Neptune Beach Florida

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Neptune Beach is a beachfront city east of Jacksonville in Duval County, Florida, United States. When the majority of Duval County communities consolidated with Jacksonville in 1968, Neptune Beach, along with Jacksonville Beach, Atlantic Beach and Baldwin remained quasi-independent. 

Schools in and around Neptune Beach

Neptune Beach Elementary
1515 Florida Blvd · +1 904-247-5954

Beaches Chapel School
610 Florida Blvd · +1 904-241-4211

Fletcher High School
700 Seagate Ave · +1 904-247-5905

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Neptune Beach is in Duval County and is one of the best places to live in Florida. In Neptune Beach there are a lot of bars, restaurants, coffee shops, and parks. Many young professionals live in Neptune Beach and residents tend to lean conservative. The public schools in Neptune Beach are above average. Not just Neptune Beach, we are serving all of First Time Home Buyer Florida market.

Things To Do In and Around Neptune Beach Florida

  • Kathryn Abbey Hanna Park (Surfing in the ocean & fishing in a lake)
  • Neptune Beach (Beach)
  • Jarboe Park (Public green space for sports & play)
  • Tide Views Preserve (Nature)
  • Jack Russell Park
  • Greater Jacksonville Paddling Guide



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