First Time Home Buyer North Bay Village Florida

We proud on ourselves as North Bay Village Florida’s #1 First Time Home Buyer loan lender. We are helping borrowers in North Bay Village Florida to qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in North Bay Village Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer North Bay Village Florida has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in North Bay Village Florida. Use this application to pre-qualify and start shopping for your new home in North Bay Village Florida today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In North Bay Village Florida

Home loan flip application

North Bay Village is a city located in Miami-Dade County, Florida. As of the 2000 census, the city had a total population of 6,733. As of 2010, the population recorded by the U.S. Census Bureau was 7,137.

Schools in and around North Bay Village

Treasure Island Elementary School
7540 E Treasure Dr · +1 305-865-3141

KLA Schools of North Bay Village
Miami Beach, FL, United States · +1 305-865-2678

Interval Music School
7928 West Dr #601 · +1 305-965-6499

first time homebuyer north bay village
North Bay Village is in Miami-Dade County and is one of the best places to live in Florida. In North Bay Village there are a lot of restaurants, coffee shops, and parks. Many young professionals live in North Bay Village and residents tend to be liberal. The public schools in North Bay Village are highly rated. Not just North Bay Village, we are serving all of First Time Home Buyer Florida market.

Things To Do In and Around North Bay Village Florida

  • Collins Avenue (Notable road for shopping & famed hotels)
  • Biscayne Boulevard (Palm-lined strip with vintage motels)
  • Haulover Park (Busy beachfront park with marina)
  • North Bay Island
  • Biscayne Bay (Massive estuary with a marine park)
  • Harbor Island











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