#1 First Time Home loan lender Orlando Florida.  We are helping borrowers in Orlando Florida to qualify for the best First Time Home loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Orlando are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer 
Orlando Florida

CambridgeHomeLoan.com First time home loan programs available in Orlando Florida for those simple W2 employees to full 2 year tax returns, self employed loans, Non QM statement only loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down First time home buyer Orlando home loan. Use this application to pre-qualify and start shopping for your new home in Orlando today! Purchase, Refinance, Cash Out Refinance.

A first time home loan is for any borrower with a qualifying FICO that has not purchased a home in the past 3 years, not just actual first time home  buyers.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Orlando Florida

Orlando,Florida is the county seat of Orange county, central central Florida, U.S. It is situated in a region dotted by lakes, about 60 miles (95 km) northwest of Melbourne and 85 miles (135 km) northeast of the city of Tampa.  

The city is the focus for one of the state’s most populous metropolitan areas. 

Tourism, conventions, and trade shows are the basis of the city’s economy. Manufacturing (especially of aerospace and missile systems), high-technology industries, and the citrus industry are also important. 

Educational facilities include the  (1963) and Valencia  College (1967). Inc. 1875. Pop. (2010) 238,300; Orlando-Kissimmee-Sanford Metro Area, 2,134,411; (2020) 307,573; Orlando-Kissimmee-Sanford Metro Area, 2,673,376.

lutz florida home loan

Orlando Florida Real Estate

Average home price in Orlando is expected to be at $375,000 in 2023. With an 11 year population growth of 26% over 200 times the national average. 

Nestled just 14 miles north of the city of Tampa Florida, Lutz offers plenty of family friendly activities.  Whether you are seeking thrills or relaxing recreation, Lutz has something for everyone.

Here are some of the top rated attractions Lutz has to offer. 

Lake Park
Tampa Premium Outlets
Family Friendly Farms
Lost in Lutz Escape Room
Heritage Harbor Golf Course
Art Bar
Purge Room
Royal Lanes

 

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