First Time Home Buyer Osprey Florida prides itself as Osprey Florida’s #1 First Time Home Buyer loan lender. We are helping borrowers in Osprey Florida to qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Osprey Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Osprey Florida has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Osprey Florida. Use this application to pre-qualify and start shopping for your new home in Osprey Florida today! Purchase, Refinance, Cash Out Refinance.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Osprey Florida

Home loan flip application

Osprey is a census-designated place in Sarasota County, Florida, United States. The population was 6,100 at the 2010 census. It is part of the Bradenton–Sarasota–Venice Metropolitan Statistical Area.

Schools in and around Osprey

Pine View School
1 Python Path · +1 941-486-2001

Osprey School
337 N Tamiami Trail · In Historic Spanish Point

Sarasota County Schools Transportation
301 Old Venice Rd · +1 941-486-2141

first time homebuyer osprey
Osprey is in Sarasota County and is one of the best places to live in Florida. Living in Osprey offers residents a sparse suburban feel and most residents own their homes.  Many retirees live in Osprey and residents tend to lean conservative. The public schools in Osprey are highly rated. Not just Osprey, we are serving all of First Time Home Buyer Florida market.

Things To Do In and Around Osprey Florida

  • Marie Selby Botanical Gardens’ Historic Spanish Point campus (Heritage buildings & gardens)
  • Oscar Scherer State Park (Campsites, swimming & nature trails)
  • Turtle Beach (Beach, turtles, camping and sea turtles)
  • Casey Key, Florida (Narrow island with beaches & views)
  • Spanish Point (Garden and park and garden)
  • Osprey Junction Trailhead ()









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