First Time Home Buyer Oxon Hill Maryland

Oxon Hill Maryland’s #1 First Time Home Buyer loan lender. Helping borrowers in Oxon Hill Maryland qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Oxon Hill Maryland are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Programs
Oxon Hill Maryland has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Oxon Hill Maryland. Use this application to pre-qualify and start shopping for your new home in Oxon Hill Maryland today!  Purchase, Refinance, Cash Out Refinance.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Oxon Hill Maryland

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Oxon Hill is an unincorporated area and census-designated place in southern Prince George’s County, Maryland, United States. Oxon Hill is a suburb of Washington, located southeast of the downtown district and east of Alexandria, Virginia. Oxon Hill is in the 22nd percentile for safety, meaning 78% of cities are safer and 22% of cities are more dangerous. The rate of crime in Oxon Hill is 42.48 per 1,000 residents during a standard year. People who live in Oxon Hill generally consider the south part of the city to be the safest.

Oxon Hill is not just for shopping, it’s also famous for nightlife, casino, and variety of concerts and presentations. Oxon Hill Maryland is a good place to live. Every since the MGM casino has been built it has become very diverse. I like the schools, which are school uniform schools and the area is family friendly.

Schools in Oxon Hill, MD

Oxon Hill Elementary School
7701 Livingston Rd · +1 301-749-4290

Oxon Hill High School
6701 Leyte Dr · +1 301-749-4300

John Hanson Montessori School
6360 Oxon Hill Rd · +1 301-749-4052

first time home buyer oxon hill

The average listed home price is $525,000 up over 17% from 2020. As of Dec 2021 Oxon Hill MD is a sellers market, this means that there are more people looking to buy than there are homes available.  

Things To Do In Oxon Hill Maryland

  • George Washington Memorial Parkway (Riverside route with commemorative sites)
  • Mount Vernon Trail (18-mi. trail alongside historic sites)
  • Woodrow Wilson Memorial Bridge (River)
  • The Carousel at National Harbor (Whimsical carousel with water views)
  • Fort Washington Park (Historic location with relics & trails)
  • Harmony Hall Park (History and art)

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