First Time Home Buyer Ponce Inlet Florida

We proud on ourselves as Ponce Inlet Florida’s #1 First Time Home Buyer loan lender. We are helping borrowers in Ponce Inlet Florida to qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Ponce Inlet Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Ponce Inlet Florida has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Ponce Inlet Florida. Use this application to pre-qualify and start shopping for your new home in Ponce Inlet Florida today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Ponce Inlet Florida

Home loan flip application

Ponce Inlet is a town in Volusia County, Florida, United States. The population was 3,032 at the 2010 census. The town of Ponce Inlet is located on the southern tip of a barrier island, south of Daytona Beach and Daytona Beach Shores. Several marinas are located in Ponce Inlet.

Schools in and around Ponce Inlet

Pure Life Surf School
4361 S Peninsula Dr · +1 386-492-7873

Chisholm Elementary School
New Smyrna Beach, FL, United States · +1 386-424-2540

Epic School of Imagination
New Smyrna Beach, FL, United States

first time homebuyer ponce inlet
Ponce Inlet is in Volusia County and is one of the best places to live in Florida. Living in Ponce Inlet offers residents an urban feel and most residents own their homes. Many retirees live in Ponce Inlet and residents tend to lean conservative. The public schools in Ponce Inlet are highly rated. Not just Ponce Inlet, we are serving all of First Time Home Buyer Florida market.

Things To Do In and Around Ponce Inlet Florida

  • Young At Art Museum (Art programs & exhibits for kids, teens)
  • Swap Shop & Thunderbird Drive-In Theater (Veteran flea market with entertainment)
  • Jacaranda Golf Club (18-hole golf course with a pro shop)
  • Seminole Hard Rock Hotel & Casino – Hollywood, FL (Posh music-themed lodging with a casino)
  • Plantation Historical Museum (City history exhibits & butterfly garden)
  • Island Space Caribbean Museum (Museum)






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