Poolesville Maryland’s #1 First Time Home Buyer loan lender. Helping borrowers in Poolesville Maryland qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Poolesville Maryland are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Programs
Poolesville Maryland

CambridgeHomeLoan.com has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Poolesville Maryland. Use this application to pre-qualify and start shopping for your new home in Poolesville Maryland today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Poolesville Maryland

Poolesville is a town in the western portion of Montgomery County, Maryland, United States. The population was 5,742 at the 2020 United States Census. It is surrounded by the Montgomery County Agricultural Reserve, and is considered a distant bedroom community for commuters to Washington, D.C.

Schools in Poolesville, MD

Poolesville High School
17501 W Willard Rd · +1 240-740-2400

Poolesville Elementary School
19565 Fisher Ave · +1 240-740-5870

John Poole Middle School
17014 Tom Fox Ave · +1 240-740-4200

first time home buyer pinecrest village

The average listed home price is $525,000 up over 17% from 2020. As of Dec 2021 Poolesville MD is a sellers market, this means that there are more people looking to buy than there are homes available. Not just Ashton, we are serving all of First Time Home Buyer Maryland market.

Things To Do In Poolesville Maryland

  • Potomac Heritage Trail (Long, scenic route with historic sites)
  • McKee-Beshers Wildlife Management Area (Sizable hunting area with lots of trails)
  • Historic Medley District Inc (History)
  • John Poole House
  • Fabbioli Cellars (Family-owned vineyard & winery)
  • L M Stevens Park



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