We proud on ourselves as Redington Beach Florida’s #1 First Time Home Buyer loan lender. We are helping borrowers in Redington Beach Florida to qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Redington Beach Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Redington Beach Florida

CambridgeHomeLoan.com has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Redington Beach Florida. Use this application to pre-qualify and start shopping for your new home in Redington Beach Florida today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Redington Beach Florida

The Town of Redington Beach, Florida, is located on a barrier island in the Gulf of Mexico. We are bordered by North Redington Beach to the north, Madeira Beach to the south, the Intracoastal Waterway on the east, and the Gulf of Mexico on the west. Redington Beach is primarily a waterfront residential community. Redington Beach is a state chartered municipality, located in Pinellas County, west of Tampa, Tampa Bay and St. Petersburg.

Schools in and around Redington Beach

Madeira Beach Elementary School
Madeira Beach, FL, United States · +1 727-547-7838

Madeira Beach Fundamental K-8 School
Madeira Beach, FL, United States · +1 727-547-7697

Bauder Elementary School
Seminole, FL, United States · +1 727-547-7829

first time homebuyers redington beach
Living in Redington Beach offers residents an urban suburban mix feel and most residents own their homes. In Redington Beach there are a lot of bars, restaurants, and coffee shops. Many retirees live in Redington Beach and residents tend to lean conservative. The public schools in Redington Beach are above average. Not just Redington Beach, we are serving all of First Time Home Buyer Florida market.

Things To Do In and Around Redington Beach Florida

  • Archibald Beach Park (The Hammocks) (Public beach with restrooms & showers)
  • Boca Ciega Millennium Park (Coastal retreat with trails & a lookout)
  • Smugglers Cove Adventure Golf (Pirate-themed mini-golf & live gators)
  • Florida Botanical Gardens (Acres of formal gardens & natural areas)
  • R.O.C. Park (Waterfront landscaped memorial park)
  • Lake Seminole Park (Wildlife area with trails & water sports)











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