First Time Home Buyer Ruskin Florida

We proud on ourselves as Ruskin Florida’s #1 First Time Home Buyer loan lender. We are helping borrowers in Ruskin Florida to qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Ruskin Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Ruskin Florida has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Ruskin Florida. Use this application to pre-qualify and start shopping for your new home in Ruskin Florida today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Ruskin Florida

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Ruskin is located in Hillsborough County, Florida. The area was part of the chiefdom of the Uzita at the time of the Hernando de Soto expedition in 1539. The community was founded August 7, 1908, on the shores of the Little Manatee River.

Schools in and around Ruskin

Ruskin Elementary School
101 E College Ave · +1 813-671-5177

Ruskin Christian School
820 College Ave W · +1 813-645-6441

Thompson Elementary School
2020 E Shell Point Rd · +1 813-938-1203

first time homebuyer ruskin
The small-town feel of Ruskin is appealing to many snowbirds who want to enjoy a peaceful environment. However, for those who want to also enjoy everything a big city has to offer, Ruskin offers the perfect combination of peaceful town and big city proximity. Not just Ruskin, we are serving all of First Time Home Buyer Florida market.

Things To Do In and Around Ruskin Florida

  • E.G. Simmons Regional Park (Beachside picnics & bird-watching)
  • Bahia Beach (Beach with a boardwalk & fishing pier)
  • Little Manatee River State Park (Outdoor retreat with camping & fishing)
  • Bahia Beach Nature Preserve (Beach and park and garden)
  • Wolf Branch Creek Nature Preserve (Nature)
  • Ruskin Commongood Park











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