First Time Home Buyer Safety Harbor Florida

We proud on ourselves as Safety Harbor Florida’s #1 First Time Home Buyer loan lender. We are helping borrowers in Safety Harbor Florida to qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Safety Harbor Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Safety Harbor Florida has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Safety Harbor Florida. Use this application to pre-qualify and start shopping for your new home in Safety Harbor Florida today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Safety Harbor Florida

Home loan flip application

Safety Harbor is a city on the west shore of Tampa Bay in Pinellas County, Florida, United States. It was settled in 1823 and incorporated in 1917. The population was 16,884 at the 2010 census.

Schools in and around Safety Harbor

Safety Harbor Elementary School
535 5th Ave N · +1 727-724-1462

Safety Harbor Middle School
901 1st Ave N · +1 727-724-1400

Espiritu Santo Catholic School
2405-A Philippe Pkwy · +1 727-812-4650

first time homebuyer safety harbor
Safety Harbor is in Pinellas County and is one of the best places to live in Florida. In Safety Harbor there are a lot of restaurants, coffee shops, and parks. Many retirees live in Safety Harbor and residents tend to lean conservative. The public schools in Safety Harbor are above average. Not just Safety Harbor, we are serving all of First Time Home Buyer Florida market.

Things To Do In and Around Safety Harbor Florida

  • Philippe Park (Waterside green space & historic site)
  • Moccasin Lake Nature Park (Tree-lined trails, wildlife & exhibits)
  • Whimzeyland (Bowling)
  • Safety Harbor Museum (Local-history museum & workshop space)
  • Ream Wilson Trail (Hiking)
  • Safety Harbor City Park (Park and garden and history)











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