First time home buyer in seattle


* Low down payment -Only 3.5% Down Payment
* Low interest rates
* Fast Closing – As fast as 17 Days
* If you have not purchased a house in 3yrs or
* Best for first time home buyers Seattle
* FHA Loan Seattle from 3.5% Down
* HomeReady Only 3% Down


FHA Loan in Seattle Washington – Seattle’s Best FHA loan lender. We help borrowers in Seattle to qualify for the best FHA home loan program to meet their borrowing requirements. FHA loans starting with just 3.5% down payment. Apply today!

FHA Loan in Seattle Washington provides FHA loan in Seattle for purchases, refinancing and cash out refinancing. #1 FHA and First time home buyer programs.

FHA Loan Eligibility Requirements:

  • FICO credit mid score of at least 580 for a 3.5% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan Siesta Key with 3.5% down payment requirement
  • Mortgage insurance offsets the lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3.5% down FHA Home Loan in Seattle Washington. Use this application to pre-qualify and start shopping for your new home in today! Purchase, Refinance, Cash Out Refinance.

The FHA Loan along with Fannie Mae provide the best loan programs for first time home buyers. 


Benefits of Purchasing A Home With FHA Home Loan in Seattle

Home loan flip application

FHA Home in Seattle Washington Key As Easy As 1-2-3

smart choices

Discuss Loan Options

I would like to discuss my loan options


Quick Apply

I would like to apply for my loan myself

apply home loan


I am shopping for a home and would like to pre-qualify for my price range.


A Bankruptcy does not automatically disqualify a borrower from receiving an FHA loan. If your bankrupcy was discharged 2 years ago you may be eligible today for an FHA loan program. If you bankruptcy was discharged less than two years ago and you have extenuating circumstances you might still be eligible to qualify.  You can find out more by applying here!.   Same rule applies for borrower with chapter 13 bankruptcy.

A chapter 13 has some different requirements as a chapter 13 bankruptcy may still qualify if the  lender is willing to do a manual underwriting and the borrower has a satisfactory history of payments under their Ch 13 pla.

Borrowers with delinquent tax debt are ineligible unless currently in payment plan.

Charge-off accounts are not included in borrowers’ debt.

The three-year waiting period from date of title transfer still applies unless they were current at the time on short sale. Speak to your loan officer for specifics. 

Delinquent child support must be paid current or in a payment plan.


Non-QM Loans For Business Owners
No Doc P&L Home Loans
Statement Only, Jumbo and Foreign National


ultimate guide to dscr loan

Ultimate Guide To DSCR Loans

Home The Ultimate Guide to DSCR Loans: Everything You Need to Know Introduction When it comes to real estate investment, finding innovative financing solutions is

Read More »

View and learn more about our investment and commercial financing at