Unlocking Your Dream Home: Essential guide to first-time home buyers in siesta Key Florida!

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • VA Loan – No Money Down!
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

LOAN APPLICATION  QUICK APPLY

Embarking on the journey of becoming a first-time homebuyer in the picturesque enclave of Siesta Key is a thrilling adventure. As you set your sights on the sun-kissed shores and vibrant community, it’s essential to navigate the real estate landscape with confidence. Our comprehensive guide is tailor-made for those taking their inaugural steps into homeownership on Siesta Key. From understanding the market trends to securing the best financing options, we’ve got you covered. Let’s turn your dream of owning a home in Siesta Key into a reality, ensuring you make informed decisions every step of the way.

First Time Home Buyer Siesta Key Florida

CambridgeHomeLoan.com has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

    • A credit score of at least 580 for a 3% down home loan
    • A credit score of 500 to 579 for a 10% down payment
    • FHA loan with 3.5% down payment requirement
    • VA Loan Siesta Key- No Money Down!
    • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
    • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Siesta Key Florida. Use this application to pre-qualify for the best mortgage rates in Siesta Key and start shopping for your new home in today!
Purchase, Refinance, Cash Out Refinance.

Jumbo Loans programs in Siesta Key can be Conventional, Ground Up Construction, Bank Statement, P&L and Non-QM Loans.

HOME LOAN APPLICATION
QUICK APPLY!

Call now 800-826-5077. 

Benefits of Being A First Time Home Buyer In Siesta Key Florida

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Things To Do In and Around Siesta Key Florida

  • Siesta Key Beach (Fine white sand that stays cool)
  • Crescent Beach (Wide sandy beach on the Gulf of Mexico)
  • Sarasota Beach (Long gulf coast beach with clear waters)
  • Siesta Beach (Beach and honeymoon)
  • Siesta Key Public Beach Access 2 (Beach)
  • Siesta Key Drum Circle (Music & dancing on the sand)

MORTGAGE CALCULATOR SIESTA KEY FLORIDA

Mortgage Calculator
Purchase Price: $
Down Payment: $
Loan Term: years
Interest Rate: %
Property Tax: $ /year
Insurance: $ /year
Payment: $ /month

VA LOAN SIESTA KEY -NO MONEY DOWN!

Siesta Key is a barrier island in the Gulf of Mexico, off the coast of Sarasota, Florida. It’s known for its sandy beaches. Siesta Beach, near the shops and cafes of Siesta Key Village, has shallow waters, a playground and tennis courts. Crescent Beach offers access to Point of Rocks, limestone outcroppings that surround tidal pools and coral reefs. To the south, Turtle Beach has boat ramps and picnic areas.

Schools in and around Siesta Key

The Out-of-Door Academy – Lower School – Siesta Key Campus
Sarasota, FL, United States · +1 941-349-3223
 
Mermaid Swim School
+1 941-363-1083

Mangrove School of Sarasota
Sarasota, FL, United States · +1 941-927-3711
first time homebuyer siesta key
Siesta Key is in Sarasota County and is one of the best places to live in Florida. Living in Siesta Key offers residents an urban feel and most residents own their homes. Many retirees live in Siesta Key and residents tend to lean conservative. The public schools in Siesta Key are highly rated. Not just Siesta Key, we are serving all of First Time Home Buyer Florida market.

 

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