First Time Home Buyer Spring Hill Florida

We proud on ourselves as Spring Hill Florida’s #1 First Time Home Buyer loan lender. We are helping borrowers in Spring Hill Florida to qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Spring Hill Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Spring Hill Florida has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Spring Hill Florida. Use this application to pre-qualify and start shopping for your new home in Spring Hill Florida today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Spring Hill Florida

Home loan flip application

Spring Hill is a located in Hernando County, Florida, United States. The population was 98,621 at the 2010 census, up from 69,078 at the 2000 census. The American Community Survey estimated the population in 2017 to be 113,508.

Schools in and around Spring Hill

Westside Elementary School
5400 Applegate Dr · +1 352-797-7080

Suncoast Elementary School
11135 Quality Dr · +1 352-797-7085

Spring Hill Elementary School
6001 Mariner Blvd · +1 352-797-7030

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Spring Hill is a safe place to live. It is affordable, has job opportunities and is a diverse community. It’s basically a retirement town that doesn’t have much to offer if you want to branch out and live life. Not just Spring Hill, we are serving all of First Time Home Buyer Florida market.

Things To Do In and Around Spring Hill Florida

  • Weeki Wachee Spring (Natural spring with a mermaid show)
  • Weeki Wachee Springs State Park (Mermaid shows & amusement rides)
  • Buccaneer Bay (Water park, manatees and park and garden)
  • SunWest Park (Park and garden, beach, wakeboarding, water park and water skiing)
  • Strong Tower Vineyard & Winery (Winery, vineyard, wine tasting and wine)
  • Crews Lake Wilderness Park (Nature trails & botanical gardens)











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