First Time Home Buyer Spring Lake Florida

We are proud to be Spring Lake Florida’s top First-Time Loan lender for Homebuyers. We help the borrowers of Spring Lake Florida to qualify for the top First-Time Home Buyer loan that meets their needs for borrowing. Certain First Time home Buyer program for loans available that are available in Spring Lake Florida are backed by the Federal Housing Administration (FHA). These sought-after first-time homeowner loans require lower credit scores and lower down payment to allow it easier to get approved.

First Time Home Buyer Spring Lake Florida has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Spring Lake Florida. Use this application to pre-qualify and start shopping for your new home in Spring Lake Florida today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Spring Lake Florida

Home loan flip application

Spring Lake is located in Hernando County, Florida, United States. The population was 458 at the 2010 census, up from 327 at the 2000 census. 

Schools in and around Spring Lake

Crews Lake Middle School
Spring Hill, FL, United States
+1 727-246-1600

Parent Academy of Hernando Schools
Closed ⋅ Opens 8AM · +1 352-797-7315

Own Your Digital
Open ⋅ Closes 8PM · +1 864-378-0638

first time homebuyer spring lake
Spring Lake is in Hernando County and is one of the best places to live in Florida. Living in Spring Lake offers residents a rural feel and most residents own their homes. Many retirees live in Spring Lake and residents tend to be conservative. The public schools in Spring Lake are above average. Not just Spring Lake, we are serving all of First Time Home Buyer Florida market.

Things To Do In and Around Spring Lake Florida

  • Boyett’s Grove And Citrus Attraction (Fruit-centric gift shop with a zoo)
  • Citrus Attraction
  • FLG X Adventure Course – Tampa
  • Florida Classic Park (Music)
  • Cypress Lakes Preserve (Nature)
  • Moody Lake (Lake)











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