First Time Home Buyer Temple Hills Maryland

Temple Hills Maryland’s #1 First Time Home Buyer loan lender. Helping borrowers in Temple Hills Maryland qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Temple Hills Maryland are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Programs
Temple Hills Maryland has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Temple Hills Maryland. Use this application to pre-qualify and start shopping for your new home in Temple Hills Maryland today!  Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Temple Hills Maryland

Temple Hills is an unincorporated area and census-designated place in Prince George’s County, Maryland, United States. Temple Hills borders the communities of Hillcrest Heights, Marlow Heights, Camp Springs and Oxon Hill. As of the 2010 census it had a population of 7,852.

Schools in Temple Hills, MD

Samuel Chase Elementary School
5700 Fisher Rd · +1 301-702-7660

J. Frank Dent Elementary School
2700 Corning Ave · +1 301-702-3850

Corkran Preschool
5200 Temple Hill Rd · +1 301-894-6886

first time home buyer temple hills

The average listed home price is $525,000 up over 17% from 2020. As of Dec 2021 Temple Hills MD is a sellers market, this means that there are more people looking to buy than there are homes available.  

Things To Do In Temple Hills Maryland

  • George Washington Memorial Parkway (Riverside route with commemorative sites)
  • Mount Vernon Trail (18-mi. trail alongside historic sites)
  • Woodrow Wilson Memorial Bridge (River)
  • Cultural Resources Center (Museum)
  • The Smithsonian’s Museum Conservation Institute (Museum)
  • Paul E. Garber Facility (Museum)











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