Texas’s #1 First Time Home Buyer loan lender. Helping borrowers in Texas qualify for the best First Time Home Buyer loan to meet their borrowing requirements. First Time Home Buyer loan programs in Texas are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.
First Time Home Buyer Programs Texas
CambridgeHomeLoan.com has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, non QM loans or statement loans for self employed that require a slightly higher down payment. Contact us today to craft the loan that best fits your needs. Some qualifications below.
FHA First Time Home Buyer and HomeReady Program Terms
Qualify for a 3% down Home Loan in Texas. Use this application to pre-qualify and start shopping for your new home today! Purchase, Refinance or Cash Out Refinance.
According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.
We are serving all the locations of Texas including Houston, San Antonio, Dallas, Austin, Fort Worth, El Paso, Arlington, Corpus Christi, Plano, Laredo, Lubbock, Irving, Garland, Amarillo, Grand Prairie, McKinney, Frisco, Brownsville, Pasadena, Killeen, McAllen, Mesquite city, Midland, Denton, Waco, Carrollton, Round Rock, Pearland, Abilene, Odessa, Richardson, Sugar Land, Beaumont, College Station, The Woodlands, Lewisville, Tyler, League City, Wichita Falls, Allen, San Angelo, Edinburg, Conroe, Bryan, New Braunfels, Mission, Longview, Atascocita, Flower Mound, Pharr, Cedar Park, Temple, Baytown, Georgetown, Missouri City, Mansfield, North Richland Hills, Victoria, Rowlett, Harlingen, San Marcos, Pflugerville, Spring, Leander, Euless, Port Arthur, Grapevine, DeSoto, Wylie, Galveston, Houston, San Antonio, Dallas, Austin, Fort Worth, El Paso, Arlington, Corpus Christi, Plano, Laredo, Lubbock, Irving, Garland, Amarillo, Grand Prairie, McKinney, Frisco, Brownsville, Pasadena, Killeen, McAllen, Mesquite city, Midland, Denton, Waco, Carrollton, Round Rock, Pearland, Abilene, Odessa, Richardson, Sugar Land, Beaumont, College Station, The Woodlands, Lewisville, Tyler, League City, Wichita Falls, Allen, San Angelo, Edinburg, Conroe, Bryan, New Braunfels, Mission, Longview, Atascocita, Flower Mound, Pharr, Cedar Park, Temple, Baytown, Georgetown, Missouri City, Mansfield, North Richland Hills, Victoria, Rowlett, Harlingen, San Marcos, Pflugerville, Spring, Leander, Euless, Port Arthur, Grapevine, DeSoto, Wylie, Galveston
ABOUT TEXAS – Texas is a state in the South Central region of the United States. At 268,596 square miles, and with more than 29.1 million residents in 2020, it is the second-largest U.S. state by both area and population. Texas ranks among the fastest-growing states in the US, and for a good reason. An affordable cost of living, temperate weather, promising job market, and plenty to see and do makes Texas a win for newcomers.
Housing costs that are below the U.S. average, low taxes, and an affordable cost of living make Texas a great place to live and invest. Median sale prices of a home in Texas have increased 20% in 2022 while inventory is down 22% to just 1.4 months.
Texas population in 2022 is estimated to be 29.9 million and its second populous state in US after California. Geographically second largest with an area of 268,820 square miles(696,200 sq km).
There’s no doubt about it — Texas is one of the most tax-friendly states in the country. In addition to Texas’s low cost of living and affordable cities, the state doesn’t require that residents pay taxes on their personal income. Instead, it relies on sale and property taxes.
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