We proud on ourselves as Lehigh Acres Florida’s #1 First Time Home Buyer loan lender. We are helping borrowers in Lehigh Acres Florida to qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Lehigh Acres Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Lehigh Acres Florida

CambridgeHomeLoan.com has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Lehigh Acres Florida. Use this application to pre-qualify and start shopping for your new home in Lehigh Acres Florida today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Lehigh Acres Florida

Lehigh Acres is an unincorporated area and census-designated place in Lee County, Florida, United States. As of the 2010 census the population was 86,784, and as of 2017 the population was estimated to be over 124,000. Lehigh Acres is part of the Cape Coral-Fort Myers, Florida Metropolitan Statistical Area.

Schools in and around Lehigh Acres

Lehigh Elementary School
200 Schoolside Dr · +1 239-369-2477

Donna J. Beasley Technical Academy
60 Bell Blvd N · +1 239-491-6822

G. Weaver Hipps Elementary School
1200 Homestead Rd N · +1 239-368-7042

first time home buyer lehigh acres
Lehigh Acres is overall a safe and quiet area. I have lived here since I was born and there have rarely been any issues in Lehigh. I wish we had some better food options since all we have is fast food restaurants in our area & also I wish our area looked a little more cleaner but overall its clean. Not just Lehigh Acres, we are serving all of First Time Home Buyer Florida market.

Things To Do In and Around Lehigh Acres Florida

  • Manatee Park (Kayak rentals & up-close manatee views)
  • Caloosahatchee Regional Park (Mountain biking, hiking & other options)
  • W.P. Franklin Lock and Dam (River, camping and estuary)
  • Hickey Creek Mitigation Park (Park and garden)
  • CREW Marsh Trails (Raccoon and alligators)
  • CREW Cypress Dome Trails (Camping)










smart choices

Discuss Loan Options

I would like to discuss my loan options


Quick Apply

I would like to apply for my loan myself

apply home loan


I am shopping for a home and would like to pre-qualify for my price range.