We proud on ourselves as Feather Sound Florida’s #1 First Time Home Buyer loan lender. We are helping borrowers in Feather Sound Florida to qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Feather Sound are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer 
Feather Sound Florida

CambridgeHomeLoan.com has a number of First time home buyer loan programs available in Feather Sound, from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Feather Sound Florida. Use this application to pre-qualify and start shopping for your new home in Feather Sound today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limits for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Feather Sound Florida

Feather Sound is a suburb of St. Petersburg with a population of 3,671. Feather Sound is in Pinellas County and is one of the best places to live in Florida. Living in Feather Sound offers residents an urban suburban mix feel and most residents own their homes. Many young professionals live in Feather Sound and residents tend to lean conservative. The public schools in Feather Sound are above average for the state.

Most common industries in Feather Sound

Finance & insurance (20.0%) Professional, scientific, technical services (13.8%) Health care (8.5%) Educational services (7.0%) Administrative & support & waste management services (6.3%) Accommodation & food services (4.9%) Computer & electronic products (3.0%)

Colleges/universities with over 2000 students nearest to Feather Sound: St Petersburg College (about 3 miles; Clearwater, FL; Full-time enrollment: 21,467) Strayer University-Florida (about 10 miles; Tampa, FL; FT enrollment: 2,723) University of South Florida-St Petersburg (about 11 miles; St. Petersburg, FL; FT enrollment: 4,459) Eckerd College (about 13 miles; Saint Petersburg, FL; FT enrollment: 2,437) The University of Tampa (about 14 miles; Tampa, FL; FT enrollment: 7,216) Hillsborough Community College (about 14 miles; Tampa, FL; FT enrollment: 19,838) Ultimate Medical Academy-Tampa (about 16 miles; Tampa, FL; FT enrollment: 16,672)

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Compared to the rest of the country, Feather Sound’s cost of living is 14.3% higher than the U.S. average.

The median home cost in Feather Sound is Real Estate: $272,500 Home appreciation the last 10 years has been 5.6%.

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