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First Time Home Buyer Naples Florida

The Best Home Loans For First Time Home Buyers! CLICK HERE!

We proud on ourselves as Naples Florida’s #1 First Time Home Buyer loan lender. We are helping borrowers in Naples Florida to qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Naples Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Naples Florida

CambridgeHomeLoan.com has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

A credit score of at least 580 for a 3% down home loan
A credit score of 500 to 579 for a 10% down payment
FHA loan with 3.5% down payment requirement
Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Naples Florida. Use this application to pre-qualify and start shopping for your new home in Naples Florida today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Prequalify now to see how much of Loan you can qualify for.

Benefits of Being A First Time Home Buyer In Naples Florida

Low down payment with a minimum of 3% down payment
Lower credit scores. Down to 580 to for 3.5% down payment
VA Loan with No down payment required
For First Time Home Buyer's, FHA provides a guarantee loans to the lender who is actually extending the loan on an FHA loan.
To apply for an FHA loan, you'll need to provide your Social Security number, two years of tax returns and employment verification.
Simple Application and Approval Process
To apply for an FHA loan, you'll need to provide your Social Security number, two years of tax returns and employment verification.

Naples is a city on the Gulf of Mexico in southwest Florida that’s known for high-end shopping and golf courses. The Naples Pier, first erected in 1888, is the city’s symbol, and is a popular fishing and dolphin-spotting destination. It’s flanked by miles of beaches with calm waters and fine white “sugar” sand, including those at Clam Pass Park and Delnor-Wiggins Pass State Park.

Schools in and around Naples

Mason Classical Academy Elementary and Middle School (K-8)
3073 Horseshoe Dr S · +1 239-227-2838

Collier County Public School
2825 Airport-Pulling Rd · +1 239-430-6622

Gulf Coast Charter Academy South
215 Airport-Pulling Rd · +1 239-784-1539

Ranked as having the sixth-highest per capita income in the country, Naples is one of the most desirable places to live. Located in southwest Florida and situated next to the Gulf of Mexico, Naples is best known for its high-end shopping, an abundance of golf courses, and pristine beaches with beautiful sunsets. Not just Naples, we are serving all of First Time Home Buyer Florida market.