Fix and Flip Loans Lehigh Acres, Florida
Finance a Lehigh Acres flip on the deal – not your income. We fund purchase plus rehab up to 95% of cost across Lee County, welcome first-time flippers, and close in as few as 5 days so you can win the deal.
- Asset-based – we lend on the deal, not your tax returns
- Up to 95% LTC · 90% of purchase · 100% of rehab · up to 75% ARV
- 620 FICO · first-time Lehigh Acres flippers welcome
- SF, 2-4 unit, townhome, condo & small multifamily
- Interest-only during the flip, or refinance to a 30-yr DSCR exit · no prepay penalty
Lehigh Acres fix & flip
What is a fix and flip loan in Lehigh Acres?
A Lehigh Acres fix and flip loan is short-term, asset-based financing for buying and renovating an investment property to resell for profit. We underwrite the deal – the purchase price, your rehab budget, and the after-repair value (ARV) – not your income or tax returns. That lets Lehigh Acres investors fund purchase plus rehab up to 95% of total cost, draw rehab funds as the work is completed, and close in as few as 5 days to beat other buyers.
Lehigh Acres is one of SW Florida’s most affordable flip and BRRRR markets – keep scopes tight and price to the workforce buyer.
Lehigh Acres market
Lehigh Acres fix & flip market at a glance (2026)
| Median sale price | about $300,000 |
| Typical flip ARV | about $350,000 |
| Typical rehab budget | about $50,000 |
| Target flip margin | 15%-20% of ARV |
| Insurance note | Standard – hurricane wind; verify flood zone before you buy |
| Investor angle | Affordable BRRRR flips |
Lehigh Acres neighborhoods
Where Lehigh Acres flips pencil (2026)
Lehigh Acres flip margins vary by submarket – here is where deals tend to work:
| Submarket | Typical value range* | Flip angle |
|---|---|---|
| central Lehigh | $300K-$390K | Affordable value-add |
| Mirror Lakes | $320K-$410K | Family SFR |
| near Sunshine Blvd | $290K-$370K | Cosmetic value-add |
| west Lehigh | $300K-$390K | Affordable flips |
*Approximate 2026 ranges for illustration – confirm comps and ARV for the specific address.
Free tool
Lehigh Acres fix & flip loan calculator
Enter your purchase price, rehab budget, and ARV to estimate your loan, cash to close, and projected profit on a Lehigh Acres flip. Illustrative only; final terms follow appraisal and title.
Deal inputs
The math
The 70% rule & a real Lehigh Acres flip
Experienced Lehigh Acres flippers use the 70% rule as a first screen: pay no more than 70% of ARV minus rehab. On a $350,000 ARV with a $50,000 rehab, that points to a max purchase around $194,999. Here is how a representative Lehigh Acres deal pencils with our financing:
| Purchase price | $212,000 |
| Rehab budget (100% financed) | $50,000 |
| Loan amount (to 95% LTC) | $262,000 |
| After-repair value (ARV) | $350,000 |
| Selling & holding costs (est.) | $54,200 |
| Estimated gross profit | ~$33,800 |
Illustrative only – not a commitment to lend. Your numbers depend on the actual purchase, rehab scope, ARV appraisal, and market conditions.
Requirements
Lehigh Acres fix & flip loan requirements
| Leverage | Up to 95% LTC · 90% of purchase · 100% of rehab · up to 75% ARV |
| Credit | 620+ FICO; better pricing at 700+ |
| Experience | First-time flippers welcome – no completed-flip requirement |
| Term | Interest-only, typically 12-18 months; refinance to a 30-yr DSCR exit available |
| Property | SF, 2-4 unit, townhome, condo, small multifamily |
| Vesting | LLC or entity · foreign nationals eligible |
| Close | As few as 5 days after appraisal & title |
Answers
Lehigh Acres fix & flip loan FAQ
How much of a Lehigh Acres flip will you finance?
Up to 95% of total cost (LTC) – as much as 90% of the purchase and 100% of the rehab – capped at about 75% of the after-repair value (ARV). On a typical Lehigh Acres deal that means most or all of your rehab is funded through construction draws.
Do I need flipping experience to get funded in Lehigh Acres?
No. We fund first-time Lehigh Acres flippers – there is no completed-flip requirement. Experience can improve leverage and pricing, but the deal itself is what we underwrite.
How fast can you close a Lehigh Acres fix and flip loan?
As few as 5 days once the appraisal and title are in. Lehigh Acres investors use that speed to win on-market and wholesale deals.
What credit score do I need?
A 620 FICO is the general floor; stronger credit improves leverage and rate. We qualify on the deal – the purchase, the rehab budget, and the ARV – not your tax returns.
Keep exploring
Fix & Flip Loans in Nearby Florida Markets
© 2026 CambridgeHomeLoan.com · NMLS #1826020 · 4830 W Kennedy Blvd, Tampa, FL 33609 · (800) 826-5077 · Equal Housing Lender. Fix and flip loans are business-purpose loans for non-owner-occupied investment properties only. Leverage, rates, and terms are illustrative, subject to change, and subject to borrower and property qualification and underwriting approval. ARV, rehab, and profit figures are estimates for illustration only and are confirmed per project by appraisal.