fix and flip loan

Fix and Flip Loans, Fix to rent and rental refinance made easy. BRRRR (Buy, Rehab, Rent, Refinance, Repeat) Grow your passive real estate income with the BRRRR Method and fix and flip your way to real estate wealth. Click Here for your Free Guide!


Fix and Flip Loan

    • 1-500+ properties

    • Single-family, 2-4 units, condos, townhomes, multifamily

    • 12 To 24 month terms

      • Up to 90% of cost

    • Up to 100% of rehab

    • Up to 75% of completed value

    • $100,000 – $250 million

Fix To Rent Loan

    • 1-500+ properties

    • Single-family, 2-4 units, condos, townhomes, multifamily

    • 5yr, 7, 10 and 30 year terms

      • Up to 90% of cost

    • Up to 100% of rehab

    • Up to 75% of completed value

    • $70,000 – $250 million

MultiFamily Loan /

        • 1-50+ properties

        • Multifamily, Ground Up Const.,
        • Mixed use w/ majority residential

        • 12, 24 mo., 5,10,30,40 year terms

        • Up to 100% of cost

      • $1M – $250M

      • Purchase, Refinance, Cash Out

A “fix and flip” loan is a bridge loan or sometimes called a hard money loan used to purchase property with the goal of selling it for a profit or refinancing it to rent once the repairs are completed. A fix and flip loan is works really well in these situations.

  1. When you need to close fast (Our quick close time is 5 days!)
  2. When high leverage or a low down payment is required.
  3. If the property needs funds for renovations.
  4. When you cannot provide verifiable income (no tax returns required).
  5. If the asset is not yet stabilized, leased up, or producing any income.
  6. If you want a short term loan with no prepayment penalty

At, our fix and flip and fix to rent loans close very quickly… as little as 5 days! Our fix and flip loans and fix to rent investment real estate loans do not require personal income verification and very little documentation! We offer a 100% program and a limited documentation 90% down loan program. Fix and Flip loans are a great way to  leverage your existing capital to generate more income with the ability to close & flip more projects at once utilizing bank funds! finances the acquisition and the rehab costs of the project.

Program Summary

Loan Amount:$100,000 – $250 Million
Term Length:12 – 36 Months
Max LTV:100%  (90% Limited Doc)
Rehab:Funded 100%
Amortization:Interest only
Interest Rate:Starting at 6.99%
Closing Time:5 – 14 Days
Loan Use:Purchase, Rehab, Refinance
Cash out refinance

The Benefits of a Fix and Flip Loan

The Flix and flip loan offers a number of advantages for real estate investors.

Quick Turnaround**: In a competitive market, the ability to secure financing rapidly is a distinct advantage. Fix and flip loans often have shorter approval processes than traditional mortgages.

Risk Mitigation**: The Fix and Flip Loan allows investors to mitigate risk by leveraging other people’s money to fund projects, reducing the amount of personal capital at stake.

Profit Potential**: Successful fix and flip projects can yield substantial profits, making them an attractive investment strategy.

High Leverage Loans** Lenders like allow for up to 90% of the purchase and 100% of the rehab cost allowing investors to utilize their funds to purchase additional properties. 

Some of the most profitable states for Fix and Flip Loans today include Tampa Florida, West Palm Beach Florida, Phoenix Arizona, Charlotte North Carolina, Pittsburgh Pennsylvania, Scranton Pennsylvania and Detroit Michigan. These are just a few of the top markets this year. You can find good investment properties in every market. Call us for advise or submit your property for a free quote. Click Here!

Great Places To Focus for top returns on Fix and Flip Loans

Some Great Areas To Start Flipping Properties!

The state of Florida is one of the most lucrative markets in the country for fix and flip home loans. With estate sales and foreclosures Florida is abound with opportunities for fix and flip and fix to rent.  Other great fix and flip areas include Ohio, California , San Antonio and Dallas Texas, Peoria and Phoenix Arizona, Atlanta, Ohio, New York  and New Jersey. is here to help. We can help you finance your acquisition and construction as well as finance your buyer when you are ready to sell. We can even help with pricing and marketing for wholesalers.  

For a wholesale referral or to get the best rates and terms on fix and flip homes nationwide fill out the form to the right and someone from CambridgeHomeLoan will get back to you shortly.

Fix To Flip Loan Programs and Fix to Rent!

Roll in closing costs
Interest Only

The Best Money in Real Estate!

hard money lender fort washington

We can help you market and sell your properties. Inquire here 800-826-5077 or

Market pricing adjustments during the Covid 19 outbreak.  Apply Here for current Rates and Terms.

What Is A Fix And Flip Loan?

Fix and flip loans are specialized types of financing designed for real estate investors who buy properties, renovate them, and then sell them for a profit. There are several types of fix and flip loans available in the market. Here’s a list of common fix and flip loan types:

1. Hard Money Loans: Hard money loans are short-term loans provided by private investors or companies. These loans are asset-based, meaning they are secured by the property being purchased. They typically have higher interest rates and fees but offer fast approval and funding, making them popular among fix and flip investors. provides hard money loans up to 90% LTV and can close in 5 days!

2. Bridge Loans: Bridge loans are temporary financing options used to bridge the gap between the purchase of a new property and the sale of an existing property. They can be used by fix and flip investors, multifamily family investors and multiple other asset classes like mixed use, industrial, retail, etc. to acquire properties quickly while awaiting traditional financing or the sale of another property.

3. Rehab Loans: Rehab loans, also known as renovation loans, provide financing for both the purchase of a property and the costs of renovations. These loans often have terms tailored to the specific needs of the renovation project, such as funding for materials, labor, and other expenses associated with rehabilitating the property.

4. Cash-Out Refinance Loans: Cash-out refinance loans allow borrowers to refinance an existing mortgage while taking out additional cash based on the equity in the property. Fix and flip investors may use cash-out refinance loans to access funds for purchasing and renovating properties.

5. Home Equity Lines of Credit (HELOC): HELOCs are lines of credit secured by the equity in a borrower’s primary residence. Fix and flip investors can use HELOCs to finance property purchases or renovations, leveraging the equity in their primary residence to fund their real estate investments.

6. Private Money Loans: Private money loans are provided by individuals or private companies rather than traditional financial institutions. These loans may offer more flexibility in terms and requirements compared to traditional financing options, making them attractive to fix and flip investors. 

It’s essential for fix and flip investors to carefully consider their financing options and choose the loan type that best aligns with their investment strategy, financial situation, and project needs. Additionally, consulting with a financial advisor at to start them down the right path!

Fix and Flip Loans To Build your Passive Income Wealth


Refinance and Home Mortgage Loan Expert Advice