Florida Home Loans Made Easy

Florida’s number one go to source for the best mortgage rates and terms for your mortgage. CambridgeHomeLoan.com is a great resources not only for the best mortgage rates but to help your though the entire mortgage process. We can close in 21 days and pride ourselves in excellent customer service. If we can’t do it, it probably can;t be done. Click Here to apply now and get started today!

Florida New Home Purchase

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New Home Loan

Let Us Help!

  • Primary and Second Homes
  • Conventional, FHA, VA, USDA, Non QM
  • Renovation Loan Programs
  • Great Rates!  Low Fees

Florida Mortgage Refinance

fix and flip home loans

Refinance

Lower payments

  • Reduce Monthly Payment
  • Cash out debt consolidation & home improvements
  • Shorten your mortgage term
  • Great Rates!  Low Fees

Florida FHA Loan

fha home loan

FHA Home Loan

First Time Buyer

  • 3.5% Down Home Loan
  • Great for First Time Home Buyers
  • Easier Qualification Requirements
  • Great Rates!  Low Fees

Florida VA Loan

Va Loan Florida

VA Loans

loan experts

  • Zero  Down Home Loan
  • No Debt to income restrictions
  • No Monthly Mortgage Insurance
  • Jumbo Option with Increased Down Payment

Florida Conventional Loan

best mortgage rates

Conventional

Conventional loan

  • Primary and Second home loans
  • Up to 97% Financing
  • Renovation Loan Program
  • Great Rates!  Low Fees

Florida USDA Home Loans

usda home loan

USDA Home Loan

zero down home loan

  • 100% Financing on Rural Properties
  • Up to 97% Financing
  • Closing Costs & Repairs Rolled In
  • Great Rates!  Low Fees

Florida Jumbo & Super Jumbo Home Loans

florida home loans

Jumbo and Super Jumbo Home Loans

Programs For luxury buyers

  • Primary and Second home loans
  • Conventional and Non-QM programs available
  • Statement only, P&L only, Business Statement Only Limited Document Review Programs Available
  • Asset Depletion and Foreign National Home Loan Programs
  • Great Mortgage Rates!  

Florida Investment Real Estate Loans

Loans Custom Built for Real Estate Investors

Whether you buy and hold, fix and flip, or build to rent, CambridgeHomeLoan.com has the capital for your investment needs

The nations #1 Lender for Fix and Flip and Fix To Rent Investment Loans

Fix & Flip Loans 90% LTC and up to 100% of fix up costs.

Fix To Rent Home Loans

fix to rent loan
    • 1-500+ properties

    • Single-family, 2-4 units, condos, townhomes, multifamily

    • 5yr, 7, 10 and 30 year terms

      • Up to 90% of cost

    • Up to 100% of rehab

    • Up to 75% of value

    • $70,000 – $100 million

Fix To Flip Home Loans

fix and flip home loans
    • 1-500+ properties

    • Single-family, 2-4 units, condos, townhomes, multifamily

    • 12 To 24 month terms

      • Up to 90% of cost

    • Up to 100% of rehab

    • Up to 75% of value

    • $100,000 – $100 million

Multi Family /
Commercial Real Estate

multifamily icon sm
      • 1-50+ properties

      • Multifamily, condos, student housing, 
      • mixed use w/ majority residential

      • 12 to 24 months, 5, 10 year terms

      • Up to 85% of cost

    • $1M – $50M

      • Bridge, Construction, Permanent

CambridgeHomeLoan.com  takes an active part in helping our customers hands to help them achieve their long term goals. Fast closings and refinancing into better rates when it matters.  Feel free to contact us with your investment real estate loan scenario at 800-826-5077.

home loan

Buy A Home

best rates!

Get the tools and expert advice for your journey to your new home.

fix and flip home loans

Refinance

Lower Payments

Refinance or cash out refinance to lower your monthly payments!

cash out refinance

Cash Out

Take Equity out

Tap into your homes equity to consolidate bills or renovate your home.

fix and flip home loans

Investment

loan

Fix and Flip, Fix To Rent, Construction, Commercial real estate loans.

Expert Home Loan and Investment Advice

Best Mortgage Rates In Florida

  • Florida Home Mortgages
  • Pinellas County
  • St. Petersburg
  • St. Pete Beach
  • Clearwater Beach
  • Largo
  • Pinellas Park
  • Treasure Island
  •  Bradenton
  • Brandon
  • New Tampa
  • Tarpon Springs
  •  Dunedin
  • Tampa
  • Westchase

Whether you live in Florida or elsewhere, you can buy a home in the sunshine state. Your best sources of current mortgage information were typically your local newspapers, individual lenders, and brokers. Look below at today’s current rates.  

Before you look for a lender, you will need to decide on where you want to buy your home. This will depend on the amount of a monthly mortgage payment you can afford and other factors that may be important for your family, like local crime rates and the quality of the school district of the home you are considering. 

Once you have the area and zip code you may want to pre-qualify for a mortgage. All this entails is getting on with your mortgage broker and him asking a few questions to qualify you. You can also fill out a pre-qual questionnaire here.  

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Once you are pre-qualified for a loan, you will receive a letter directly from the lender that you can show to your realtor. The letter will simply state how much of a loan that are are qualified for. This is not as powerful as a pre-approval. A pre-approval is where the lender verifies what you told them verbally. You will be sending them a full application, bank statements and other documents.  Having a pre-approval letter in this market is much more powerful than the pre-qualification letter.  

When there is competition for a home it is typically the one that the seller feels is most likely to close that gets the deal. This can be the case even if your price is higher.  The more prepared you are the better. You can apply for a mortgage right through the application attached. 

It is a good idea to follow up in person with the lender before making a final decision. some things you should consider is if a lower rate or a lower monthly payment is more important to you.  How much do you want to put down on your home. What closing costs will you incur. Are you looking for a no money down deal. All of the options come at a price.

If you put no money down then typically PMI  (mortgage insurance) is required that can add to your rate and make your monthly payment higher.  After understanding your needs, your mortgage broker at cambridgehomeloan.com will suggest the best options for you that are available in the market today.

Once you’ve identified the home you are thinking of buying, compare the price with that of other homes in the neighborhood, and hire a licensed home inspector. For peace of mind, go over the fine print in your mortgage contract with a real estate lawyer, and don’t sign anything you don’t understand. If you follow all these tips, you will have a more rewarding home buying experience.

CambridgeHomeLoan.com is a division of Cambridge Capital Partners.

 

Over 25 years in the mortgage and finance business. We can help you finance your dream home, a second home loan, an investment property. Fix and flip properties which are huge in Florida, retail, office, multi-family and industrial.

Let us know not only the type of property but the details of how much you would like to put down and what other information you will be providing and we can discuss the best loan options available for you today.

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Apply for your Pre -approval or Home Loan Here

Finding you the best rates and terms to fit your loan starts here.

Someone from CambridgeHomeLoan.com will be contacting you shortly. CambridgeHomeLoan.com will be with you every step of the way to help you with your financing needs.


Expert Home Loan Information

VA Loan 2021

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