Getting Pre-Qualified

THE BEST RATES & TERMS AVAILABLE HERE

How Do I Get Pre-Qualified

The loan officer will then want to take your information and using the current market rates will provide a general dollar amount that you may qualify for.

 After the conversation, your loan officer will prepare and send you a letter stating you have spoken with a lender and are pre-qualified for a home loan.  Share the letter with your real estate agent and you are ready to start shopping for your new home..

PRE QUALIFY FOR A HOME LOAN

PRE-QUALIFY HERE

What Is The Difference Between Pre-Qaulifying and Pre-Approval

PRE QUALIFY FOR A HOME LOAN

How Much Income Do I Need To Qualify - Home Loan Affordability Calculator

Mortgage prequalification is an informal evaluation by a qualified mortgage professional of your creditworthiness and how much of a home you can afford to buy. Prequalification is an indication of whether you meet the minimum requirements for a home loan and how big that loan may be.

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Prequalification is a very important step for those who are not sure if they’re financially ready for homeownership or if they would like to give their real estate professional more ammunition when shopping for a home. If you’re confident in your finances or have already been pre-qualified, you might want to get pre-approved instead, which is a complete underwriting of your loan package in advance showing the homeowner that you are qualified and ready to make a purchase. 

 

Affordability Calculator

Loan Amortization
Purchase Price: $
Down Payment: $
Loan Term: years
Interest Rate: %
Payment: $ /month
Principle: $
Interest: $
Balance: $
Month:
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 To calculate how much mortgage you’ll be able to prequalify for, we take into account your credit profile, annual income, and expected loan term and interest rate, as well as your monthly debt payments and potential home-related expenses.


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