Hard Money Lender Alabama

Hard Money Lender Alabama Benefits:

  • Up To 90% of the Purchase
  • Up To 100% of the Rehab.
  • Close as fast as 5 Days!
    #1 Hard Money Lender Alabama

LOAN APPLICATION  QUICK APPLY

Hard Money Loan Alabama

Custom Built for Real Estate Investors

Whether you buy and hold, fix and flip, or build to rent, we’ve the capital for your investment needs
The nations #1 Lender for Fix and Flip and Fix To Rent Investment Loans
Fix & Flip Loans 90% LTC and up to 100% of fix up costs.

Fix To Rent Loan Alabama

    • 1-500+ properties

    • Single-family, 2-4 units, condos, townhomes, multifamily

    • 5yr, 7, 10 and 30 year terms

      • Up to 90% of cost

    • Up to 100% of rehab

    • Up to 75% of completed value

    • $70,000 – $100 million

Fix and Flip Loan Alabama

    • 1-500+ properties

    • Single-family, 2-4 units, condos, townhomes, multifamily

    • 12 To 24 month terms

      • Up to 90% of cost

    • Up to 100% of rehab

    • Up to 75% of completed value

    • $100,000 – $250 million

MultiFamily Loan Alabama /
Commercial Real Estate

        • 1-50+ properties

        • Multifamily, condos, student housing, 
        • mixed use w/ majority residential

        • 12, 24 mo., 5,10,30,40 year terms

        • Up to 100% of cost

      • $1M – $250M

      • Bridge, Construction, Permanent, Refi.

Benefits of Professional Hard Money Lenders Alabama
We provide a Fast Close for Investment Properties and Commercial Real Estate. Fix and Flip, Fix to Rent, Multifamily, Commercial real estate. We have Purchase, Refinance and Cash out Refinance programs available. Hard money Loan programs can finance up to 90% of the acquisition on fix To flip/Fix to rent and 85 – 100% LTC of commercial real estate and multifamily acquisition. We provide 100% of the construction costs. For all of your hard money needs, contact us today!

Hard Money Loan Alabama

hard money lender fort washington

Commercial Real Estate Hard Money Loan. Great Rates! Fast Close!!

Hard Money Loan Application

What Is A Hard Money Loan Alabama?

A hard money loan is a loan from a private or non-traditional lender. The asset being purchased is used as the collateral for the loan, reducing risk for both the borrower and lender

cash out refinance

Fast Approvals

Streamlined Underwriting

Approval in 24 Hours

Close in as little as 3 days

Hard Money Lender Alabama

Easy Process

No Appraisal Required

Tax Returns Not Needed

No Minimum Credit Req.

Hard Money Lender Alabama

Reliable Partner

In House Capital

30+ Years of Experience

Direct Private Lender

How Does A Hard Money Loan Work in Alabama?

A hard money loan is a way for you to borrow money for real estate without using traditional mortgage lenders. Instead, the funds come from individuals or investors who lend money based primarily on the property you’re using as collateral.

Traditional mortgage loans require proof that you can comfortably repay the debt. Lenders often review your credit scores and any income available to evaluate your creditworthiness. If you have plenty of income, savings, or can get another collateralized loan you might not need to worry.

However, the process becomes more challenging if you have a low credit score, an income source that is difficult to verify to your lender’s satisfaction, or a high debt-to-income ratio.

Hard money loans are generally short-term loans, lasting from 1,2 or three years. You use them as a quick way to get money for a purchase. However, you wouldn’t want to keep one of these loans for an extended period because interest rates for hard money are typically relatively high. 

The Process of Hard Money Lending Solutions in Alabama

1. Hard Money Loans Are Approved And Funded Quickly

2. Financing With Hard Money Has Fewer Requirements 

3. Funding For Projects That Cannot Be Financed Elsewhere are perfect for Hard Money 

dscr loan program

DSCR LOAN

*Up To 85% LTV
* Cash Out Refinance
* 15-30 Day Close!
* No Income Required
* No Employment Required

fix and flip loan programs

FIX TO FLIP

*Up to 90% of the Purchase
*100% of the Rehab.
* Closing as fast as 5 days!
* Fix to Flip or Fix to Refi .
* 30 or 40year DSCR loan

rental loan

CASH OUT REFI

* Cash-out & Refinance
*30 or 40 year loan..
* Closing 30 days!
* Up To 80% LTV

construction loan

CONSTRUCTION

*Ground Up Construction
Up To 80% Of Land
* 100% of Construction
* Builders and Developers!

About Alabama

Alabama is a southeastern U.S. state that’s home to significant landmarks from the American Civil Rights Movement. 

The city of Birmingham’s 16th Street Baptist Church, now a museum, was a protest headquarters in the 1960s. Martin Luther King, Jr.’s church and the Rosa Parks Museum, dedicated to the activist, can be found in the capital of Montgomery. Alabama is known for peanuts, southern hospitality, the beautiful gulf coast beaches, and college football, especially the intra-state rivalry between University of Alabama and Auburn University.

One of the best places to invest in Flip houses and commercial real estate

hard money lender alabama

Why to Live in Alabama? Boasting some of the country’s most affordable home prices, lowest cost-of-living indexes, and relatively low taxes, Alabama is a very affordable state to live in. The median home value in Alabama in a given year ranges between $135,000 and $145,000, giving you much more value than other housing markets in the country.

Hard Money Loan Lender Alabama

We are serving all of Alabama cities including Montgomery, Birmingham, Huntsville, Mobile, Tuscaloosa, Alexander City, Andalusia, Anniston, Athens, Atmore, Auburn, Bay Minette, Bessemer, Brewton, Butler, Camden, Centreville, Chickasaw, Clanton, Cullman, Daphne, Decatur, Demopolis, Dothan, Elba, Enterprise, Eufaula, Evergreen, Fairfield, Fayette, Florence, Fort Payne, Gadsden, Greenville, Gulf Shores, Guntersville, Haleyville, Hamilton, Hartselle, Homewood,

 Hoover, Jackson, Jasper, Lanett, Luverne, Madison, Marion, Opelika, Opp, Ozark, Phenix City, Prattville, Prichard, Roanoke, Russellville, Scottsboro, Selma, Sylacauga, Talladega, Thomasville, Troy, Tuscaloosa, Tuskegee, Union Springs and all of Alabama.

Not just Alabama, we are serving Nationwide including:

Hard Money Loan AlabamaHard Money Loan AlaskaHard Money Loan ArizonaHard Money Loan ArkansasHard Money Loan CaliforniaHard Money Loan ColoradoHard Money Loan ConnecticutHard Money Loan DelawareHard Money Loan FloridaHard Money Loan GeorgiaHard Money Loan HawaiiHard Money Loan IdahoHard Money Loan IllinoisHard Money Loan IndianaHard Money Loan IowaHard Money Loan KansasHard Money Loan KentuckyHard Money Loan LouisianaHard Money Loan MaineHard Money Loan MarylandHard Money Loan MassachusettsHard Money Loan

 MichiganHard Money Loan MinnesotaHard Money Loan MississippiHard Money Loan MissouriHard Money Loan MontanaHard Money Loan NebraskaHard Money Loan NevadaHard Money Loan New HampshireHard Money Loan New JerseyHard Money Loan New MexicoHard Money Loan New YorkHard Money Loan North CarolinaHard Money Loan North DakotaHard Money Loan OhioHard Money Loan OklahomaHard Money Loan

 OregonHard Money Loan PennsylvaniaHard Money Loan Rhode IslandHard Money Loan South CarolinaHard Money Loan South DakotaHard Money Loan TennesseeHard Money Loan TexasHard Money Loan UtahHard Money Loan VermontHard Money Loan VirginiaHard Money Loan WashingtonHard Money Loan West VirginiaHard Money Loan WisconsinHard Money Loan Wyoming

Expert Mortgage and Investment Real Estate Advice