Hard Money Lender Colorado

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Hard Money Lender Colorado

*Up to 90% of the Purchase
* 100% of The Rehab
* Fast Close!  As Fast As 5 Days!
* Fix and Flip Loan Virginia
* Multifamily Loan
* Ground Up Construction Loan
* Commercial Real Estate Loan Virginia

#1 Hard Money Lender Colorado

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Home » Hard Money Lender Colorado

CambridgeHomeLoan.com is #1 hard money loan lender in Colorado. We have gained our reputation as the fastest hard money loan lender in multifamily loans and bridge lending because we know how critical each day is in the competitive Colorado real estate market. 

Hard Money Lender Colorado

Loans Custom Built for Real Estate Investors

Whether you buy and hold, fix and flip, or build to rent, cambridgehomeloan.com has the capital for your investment needs
The nations #1 Lender for Fix and Flip and Fix To Rent Investment Loans
Fix & Flip Loans 90% LTC and up to 100% of fix up costs.

Fix To Rent Loan Colorado

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    • 1-500+ properties
    • Single-family, 2-4 units, condos, townhomes, multifamily
    • 5yr, 7, 10 and 30 year terms
      • Up to 90% of cost
    • Up to 100% of rehab
    • Up to 75% of completed value
    • $70,000 – $200 million
Qualify Here

Fix and Flip Loan Colorado

cash out refinance
    • 1-500+ properties
    • Single-family, 2-4 units, condos, townhomes, multifamily
    • 12 To 24 month terms
      • Up to 90% of cost
    • Up to 100% of rehab
    • Up to 75% of completed value
    • $100,000 – $200 million
Qualify Here

MultiFamily Loan Colorado /
Commercial Real Estate

multifamily loans
        • 1-50+ properties
        • Multifamily, condos, student housing, 
        • mixed use w/ majority residential
        • 12, 24 mo., 5,10,30,40 year terms
        • Up to 100% of cost
      • $1M – $250M
      • Bridge, Construction, Permanent, Refi.
Qualify Here

Hard Money Loan Colorado
We provide a Fast Close for Investment Properties and Commercial Real Estate. Fix and Flip, Fix to Rent, Multifamily, Commercial real estate. We have Purchase, Refinance and Cash out Refinance programs available. Hard money Loan programs can finance up to 90% of the acquisition on fix To flip/Fix to rent and 85 – 100% LTC of commercial real estate and multifamily acquisition. We provide 100% of the construction costs. For all of your hard money needs, contact us today!

Fix and Flip Loan Colorado

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Commercial Real Estate Hard Money Loan. Great Rates! Fast Close!!

Hard Money Loan Application

Reliable Hard Money Lender Colorado

Join thousands of real estate investors across the country that
trust CambridgeHomeLoan.com to be their lending partner.

 One-stop-shop for real estate investor loans
 Flips, builds, & rentals
 100% construction/rehab financing
 Close in as fast as 5 Days!
 Single family, multifamily, mixed-use
 Up to 90% of Purchase

How Does A Hard Money Loan Work in Colorado?

A hard money loan is a way for you to borrow money for real estate without using traditional mortgage lenders. Instead, the funds come from individuals or investors who lend money based primarily on the property you’re using as collateral.

Traditional mortgage loans require proof that you can comfortably repay the debt. Lenders often review your credit scores and any income available to evaluate your creditworthiness. If you have plenty of income, savings, or can get another collateralized loan you might not need to worry.

However, the process becomes more challenging if you have a low credit score, an income source that is difficult to verify to your lender’s satisfaction, or a high debt-to-income ratio.

hard money loan

Hard money loans are generally short-term loans, lasting from 1,2 or three years. You use them as a quick way to get money for a purchase. However, you wouldn’t want to keep one of these loans for an extended period because interest rates for hard money are typically relatively high. 

A “fix and flip” loan is a bridge loan or sometimes called a hard money loan used to purchase property with the goal of selling it for a profit or refinancing it to rent once the repairs are completed. A fix and flip loan is works really well in these situations:

  1. When you need to close fast (Our quick close time is 5 days!)
  2. When high leverage or a low down payment is required.
  3. If the property needs funds for renovations.
  4. When you cannot provide verifiable income (no tax returns required).
  5. If the asset is not yet stabilized, leased up, or producing any income.
  6. If you want a short term loan with no prepayment penalty

Fix and Flip loans are a great way to  leverage your existing capital to generate more income with the ability to close & flip more projects at once utilizing bank funds!  CambridgeHomeLoan.com finances the acquisition and the rehab costs of the project.

We offer a 100% program and a limited documentation 90% down loan program! Apply Now!

 

Program Summary

Loan Amount:$100,000 – $250 Million
Term Length:12 – 36 Months
Max LTV:100%  (90% Limited Doc)
Rehab:Funded 100%
Amortization:Interest only
Interest Rate:Starting at 6.99%
Closing Time:5 – 14 Days
Loan Use:Purchase, Rehab, Refinance
Cash out refinance


Benefits of Hard Money Loan in Colorado

Hard Money Loans Are Approved And Funded Quickly

Real estate investors who haven’t previously used hard money will be amazed at how quickly hard money loans are funded compared to banks. Hard money loans can be funded with 3-5 days if needed. 

Compare that with 30+ days it takes for a bank to fund. This speedy funding has saved numerous real estate investors who have been in escrow only to have their original lender pull out or simply not deliver. 

This is a perfect situation for a hard money lender to step in, provide financing quickly and save the deal.

 
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Hard Money Loans Have Few Requirements 

Banks also have a list of issues that will raise a red flag and prevent them from even considering lending to a borrower such as recent foreclosures, short sales, loan modifications, and bankruptcies. Bad credit is another factor that will prevent a bank from lending to a borrower. Most banks will not lend to a borrower who already has 4 mortgages even if the borrower’s credit is perfect with no other issues.

Hard Money Loans Provide Funding For Projects That Cannot Be Financed Elsewhere

Hard money lenders provide many loans that conventional lenders such as banks have no interest in financing. A good example of this is a fix and flip loan. These projects involve a real estate investor purchasing a property with a short term loan so that the investor can quickly make the needed repairs and updates and then sell the property. In most cases, the real estate investor only needs a 12 month loan. A 12 month term doesn’t work with a bank’s business model. Banks want to lend money for the long term and are happy to make a small amount of interest over a long period of time.

 

About Colorado–

Colorado is a state in the Mountain West subregion of the Western United States. It encompasses most of the Southern Rocky Mountains, as well as the northeastern portion of the Colorado Plateau and the western edge of the Great Plains. 

Colorado is the eighth most extensive and 21st most populous U.S. state. The 2020 United States Census enumerated the population of Colorado at 5,773,714, an increase of 14.80% since the 2010 United States Census.

One of the best places to invest in Flip houses and commercial real estate

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Get a Quote From Nation's #1 Hard Money Lender

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CambridgeHomeLoan.com takes an active part in helping our customers achieve their long term goals. Fast closings and refinancing into better rates when it matters. Feel free to contact us with your loan scenario at 800-826-5077.

Fix and Flip or Fix To Rent Loans can be closed in just 5-7 days. If you would like to prepare for your first deal contact us for a soft quote and our due diligence check list. From your first investment real estate loan to putting together a portfolio loan for all of your investment properties, CambridgeHomeLoan.com is the resource that can help you from the very beginning of your investment career.

CambridgeHomeLoan.com can manage all of your real estate loans from ground up construction, spec houses to fix and flip and fix to rent home loans. When you want to get your price and close in just a few days to easy rehab draws that can help you get your project done on time and in budget. Give us a call today with your project outline and we can give you the possibilities.

#1 In Hard Money Loans

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Call - (800) 826-5077

Why to Live in Colorado? Consider moving to Colorado. Thanks to the state’s endless number of outdoor activities, healthy food options and health-focused culture, Colorado is one of the healthiest states in the country. According to Mind Body Green, the state also has the lowest obesity rate in the country.

VA Loans Colorado

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Multi-family Loan Colorado

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Hard Money Loan Colorado

We are serving all of Colorado cities including Denver, Colorado Springs, Aurora, Fort Collins, Lakewood, Thornton, Arvada, Westminster, Pueblo, Greeley, Centennial, Boulder, Highlands Ranch, Longmont, Loveland, Broomfield, Castle Rock, Grand Junction, Commerce City, Parker, Littleton, Brighton, Security-Widefield, Northglenn, Dakota Ridge, Ken Caryl, Englewood, Pueblo West, Windsor, Wheat Ridge, Lafayette, Erie, Fountain, Columbine, Evans, Louisville, Clifton, Golden, Montrose, Cimarron Hills, Sherrelwood,

 Durango, Fort Carson, Johnstown, Cañon City, Firestone, Greenwood Village, Welby, Black Forest, Frederick, Federal Heights, Lone Tree, Sterling, Fruita, Steamboat Springs, Superior, Berkley, Fort Morgan, Cherry Creek, The Pinery, Edwards, Wellington, Castle Pines, Rifle, Monument, Berthoud and all of Colorado.

Not just Colorado, we are serving Nationwide including:

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 Oregon, Hard Money Loan Pennsylvania, Hard Money Loan Rhode Island, Hard Money Loan South Carolina, Hard Money Loan South Dakota, Hard Money Loan Tennessee, Hard Money Loan Texas, Hard Money Loan Utah, Hard Money Loan Vermont, Hard Money Loan Virginia, Hard Money Loan Washington, Hard Money Loan West Virginia, Hard Money Loan Wisconsin, Hard Money Loan Wyoming


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March 30, 2019 No Comments