Hard Money Lender Florida

Hard Money Lender Florida Benefits:

  • Up To 90% of the Purchase Price
  • Up To 100% of the Rehab.
  • Close as fast as 5 Days!
  • Fix and Flip Loan Florida
  • Multifamily Loan Value Add+Stabilized


Hard Money Lender Florida
Custom Built for Real Estate Investors

Whether you buy and hold, fix and flip, or build to rent, we’ve the capital for your investment needs
The nations #1 Lender for Fix and Flip Loans Florida and Fix To Rent Investment Loans
Fix & Flip Loans Florida – 90% of Purchase and 100% of fix up costs.

Fix To Rent Loan Florida

    • 1-500+ properties

    • Single-family, 2-4 units, condos, townhomes, multifamily

    • 5yr, 7, 10 and 30 year terms

      • Up to 90% of cost

    • Up to 100% of rehab

    • Up to 75% of completed value

    • $70,000 – $100 million

Fix and Flip Lender Florida

    • 1-500+ properties

    • Single-family, 2-4 units, condos, townhomes, multifamily

    • 12 To 24 month terms

      • Up to 90% of cost

    • Up to 100% of rehab

    • Up to 75% of completed value

    • $100,000 – $250 million

MultiFamily Loan Florida /
Commercial Real Estate

        • 1-50+ properties

        • Multifamily, condos, student housing, 
        • mixed use w/ majority residential

        • 12, 24 mo., 5,10,30,40 year terms

        • Up to 100% of cost

      • $1M – $250M

      • Bridge, Construction, Permanent, Refi.

Benefits of Professional Hard Money Loan Florida

We provide a Fast Close for Investment Properties, Commercial Real Estate. Fix and Flip, Fix to Rent, Multifamily, Commercial real estate. We have Purchase, Refinance and Cash out Refinance programs available.

Hard money Loan programs can finance up to 90% of the acquisition on fix To flip/Fix to rent and 85 – 100% LTC of commercial real estate and multifamily acquisition. We provide 100% of the construction costs. For all of your hard money needs, contact us today!

Hard Money Loan

hard money loan

$75,000 - $250 MILLION




Fix & Flip Loan

bridge loan

$75,000 - $250 MILLION




Rental Investment Loan

bridge loan

$75,000 - $250 MILLION




What Is a Hard Money Loan Florida?

A hard money lender Florida provides a type of bridge loan that you can use to buy or refinance real estate. These loans can also be used for projects such as renovations and with a value add component. Like a multifamily value add where you are purchasing and rehabbing a multifamily property to add value.  

Hard money loans are asset based which means it is backed by the real estate asset itself instead of being strictly relying on a borrowers credit or employment. A good private fix and flip lender and hard money such as CambridgeHomeLoan.com will provide a competitive fixed interest rate and terms that help you succeed on your path to real estate success.

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cash out refinance

Fast Approvals

Streamlined Underwriting

Approval in 24 Hours

Close in as little as 3 days

Hard Money Lender Florida

Easy Process

No Appraisal Required

Tax Returns Not Needed

No Minimum Credit Req.

Hard Money Lender Florida

Reliable Partner

In House Capital

30+ Years of Experience

Direct Private Lender

How Does A Hard Money Loan Florida Work?

1. Fill out an application
2. Provide Minimal Documentation
    a. LLC and/or borrower information
    b. Title Company Desired
    c. Insurance Agent Contact info
    d. Contact for inspection or appraisal 
    e. Copy of your drivers license
3. Sign Disclosures and schedule funding date!

Hard Money Loans Are Approved And Funded Quickly

Financing With Hard Money Has Fewer Requirements 

Provides Funding For Projects That Cannot Be Financed Elsewhere are perfect for Hard Money Loans.


Buying an investment property in Florida can be a worthwhile and rewarding experience. But like other business ventures, you must know where to invest your money to get the maximum return on investment for your short-term or long-term investment properties. The Florida market is booming with people from all over the US and abroad moving here and vacationing here. The increase in home pricing along with the massive increase in rentals combined with vacation rentals makes Florida a great place to invest in real estate. 

The Florida real estate market is one of the most profitable in the U.S., despite the high prices and demand for properties. This below will explore the best real estate markets in Florida for different investors and investment property types. This in no way reflects the only prodcut type doing well in that market just the highest and best use for the most return in that market.

Some locations have it all, great returns and opportunities for investment, Initially I will highlight some areas that excel over others for specific property types in the Florida Markets.

  • MiamiBest for long-term and short-term rentals, Fix and Flip investments and Rental portfolios
  • Orlando Metro: Best for traditional investors – Fix and Flip Investment, Rental, Hospitality
  • Clearwater: Best for Airbnb properties
  • Fort LauderdaleBest for projected appreciation
  • Jacksonville: Best for investors on a budget, new investors and fix and flip
  • Tampa: Best for first-time investors, multifamily investors, fix and flip investors and rental portfolios
  • Orlando Sub Markets: Best for fix-and-flip investors, hospitality and rental portfolios

    ****The list above just highlights some of the highest rates of return in their perspective category. Regardless of the area of Florida today you can see the growth. New companies moving in, housing going up all around and a booming economy. This coupled with Florida being a vacation travelers paradise make investing in Florida real estate a lucrative venture

CambridgeHomeLoan.com is an expert in the Florida market. If you are looking for help with your investment property feel free to give us a call or submit your current investment for review. 

Miami: Best Long-term and Short-term Rental Investments

Miami isn’t just known for its beaches and amazing weather, but also its ever booming housing market. The Miami area has exceptionally high tourism numbers, which drives higher demand for rental properties and daily rates. In fact, the Greater Miami area reported that 24.2 million people came through Miami in 2019. This makes Miami a great spot to invest in Vacation Rental properties.

Because of the type of populace that passes through, the Miami market is excellent for short-term and long-term rental properties. Property investors can expect to find affordable rental properties, with the average value at $531,706. Home values have increased by over 28.6% in the past year and continue to rise through 2023 and expected to increase well beyond.

There are additional benefits to purchasing investment properties in the Miami area. Miami has landlord friendly laws with the price set by the market rather than the government. Evictions are easier to process, and there is a 7-day eviction process for repeat non-payers.

Orlando Florida Metro: Best for Traditional Investors

There are many things that make Orlando Florida one of the best places for investors to invest in Florida. The city is hosts many of the country’s top-rated entertainment centers, theme parks, and universities.

The Orlando area is suitable for traditional investors because they can find low-budget to high-net-worth properties. The average home price is $383,026, making it more affordable than other populated cities like Miami. Because of the steady influx of tourists, Disney and a strong job market, it can be an ideal place to buy investment properties.  Over the past three years, Orlando Florida’s growth was approx. 11% with nearly 129,000 jobs added to the city’s economy. The city is expected to add 500,000 new jobs within the Orlando metro area within the next decade and the move from all over the country to the US will keep Orlando as an attractive investment market for all asset types from Fix and Flip to Hospitality, and Commercial real estate.

Clearwater Florida: Best For Airbnb -Short Term Vacation Rentals

Clearwater Florida is one of the best Airbnb markets in Florida. This is because housing prices have risen over 31.9% in the past year.  Many of those that wanted to buy continue to rent. This combined with the massive growth in tourism and the fact that Clearwater is home to some of the most beautiful beaches in the world make investing in Vacation Rental Properties in Clearwater a no brainer. The rental market in Clearwater has grown over 20% in just the last quarter.

Although a great area for Short Term Rentals, Clearwater is also an ideal area to invest in fix and flip properties. CambridgeHomeLoan.com offers up to 90% of the purchase and 100% of the Rehab costs for Fix and Flip investors. Apply Here. For rental loans Click Here!

Fort Lauderdale: Fix and Flip Loan Florida and Rental Properties

The Fort Lauderdale area is best for investors looking for appreciation in the properties they purchase. The city has a an average home value of just under $515,000, which has risen over 30.4% in the past year. Buying a home or several properties as investment properties pretty much guarantees a return on investment. 

Hard Money Lender Florida

Hard money lender oakland

Commercial Real Estate Hard Money Loan. Great Rates! Fast Close!!

Hard Money Loan Application

Jacksonville: Best for New Investors on a Budget 

Investors on a budget should target Jacksonville for their investment property business. The entry price is significantly lower than some cities on this list but also has the potential for solid rents that will drive cash flow.

According to Zillow, the average home price in Jacsonville Florida is just under $310,000. These low costs are despite a booming housing market, which has seen home values rise over 30.5% over the past year. When the housing market settles, you can expect to see even lower home prices than this.

Jacksonville is also a lucrative place to purchase short-term and long-term rental properties. The area has had a 24% increase in short term rentals, with only 28% of rentals available full-time. This can make it lucrative if you want to offer long-term rentals to Jacksonville residents. –

Tampa: Best for First-time Investors, Multifamily and Flippers

If you’re a first-time investor, Tampa is one of the best areas worth considering for your property portfolio. The area is historically known for having high growth. This means that the city is lucrative for tourists and also because people want to move there, making it a steady ground for investment properties.

In fact, research shows that Tampa Bay is number 3 in cities that people are looking to move to. More than 9,000 people entered that area during the first two months of 2022, compared to about 6,000 during that same time one year ago and the trend is set to continue for years. .

The median home value is $415,484, according to Zillow. The area has seen tremendous growth over the past year, with home prices rising over 34%, making it lucrative for first-time investors who can expect to have their properties appreciated over time. The Tampa market will remain one of the hottest growth market for real estate investors over the next 5 years and beyond.


About Florida

The housing market in Florida has been making headlines as loads of people pack their bags and head south. Florida has led the country in migrations — people moving there from another state — for more than five years in a row, and the pandemic accelerated that population growth.

The state’s warm weather and relatively low cost of living makes it attractive to retirees, but it’s also a great spot for those still in their prime working
years, whether they’re searching for an office environment or looking to
log on from the beach.

As the state continues to boom, Florida remains a great place to purchase and invest in real estate. CambridgeHomeLoan.com is the #1 Hard Money Lender Florida.

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Hard money loan Florida are generally short-term loans, lasting from 1,2 or three years. You use them as a quick way to get money for a purchase. However, you wouldn’t want to keep one of these loans for an extended period because interest rates for hard money are typically relatively high. 

One of the best places to invest in Flip houses and commercial real estate

Find Additional Hard Money Resources Here!

#1 In Hard Money Loans Florida

Fix and Flip Loan Florida, New Construction Loans, Cash Out/Refinance in Florida

CambridgeHomeLoan.com should be your first choice when it comes to private, bridge or hard money lenders in Florida. We have been working with Florida real estate investors in Hillsborough, Pinellas, Broward, Dade, Colliers and Palm Beach counties for years. However, as of 2000, we now offer our quick-close hard money lending program to the entire state and since 2001, Nationwide. If you’re searching for hard money loans for first time fix and flip or experienced investors, you’ll find them right here.

We provide 12-month, interest-only bridge financing for the following programs: Fix and Flip, New Construction, and Cash Out/Refinance. We also offer term rental loans for buy and hold investors in Florida.

Hard Money Lender Florida, Hard Money Loan Florida, Bridge Loan Florida!



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