Hard Money Lender

Hard Money Lender Houston Benefits

* Up To 90% of The Purchase – 100% of Rehab
* Fast Close! Houston Hard Money Loan.
* No Evidence of Income or Employment Required
* Fix and Flip Loan Houston
* Multifamily Loan
* Commercial Real Estate Loans
* Asset Based Hard Money Lo



Hard Money Lender Houston

Custom Built for Real Estate Investors

Whether you buy and hold, fix and flip, or build to rent, cambridgehomeloan.com has the capital for your investment needs
The nations #1 Lender for hard money loans, Fix and Flip Loans and Fix To Rent Investment Loans
Fix & Flip Loans 90% LTC and up to 100% of fix up costs.

Fix To Rent Home Loans

    • 1-500+ properties

    • Single-family, 2-8 units, condos, townhomes, multifamily

    • 5yr, 7, 10, 30, 40 year terms

      • Up to 90% of cost

    • Up to 100% of rehab

    • Up to 75% of value

    • $70,000 – $250 million

Fix To Flip Home Loans

    • 1-500+ properties

    • Single-family, 2-4 units, condos, townhomes, multifamily

    • 12 To 36 month terms

      • Up to 90% of cost

    • Up to 100% of rehab

    • Up to 75% of value

    • $100,000 – $250 million

Multi Family /
Commercial Real Estate

        • 1-50+ properties

        • Multifamily, condos, Ground Up Construction,  mixed use w/ majority residential, Self Storage, Other

        • 12, 24 mo., 5,10,30,40 year terms

      • Up to 90% of Purchase, 100% of Rehab $1M – $250M

      • Bridge, Construction, Permanent, Refi.

Benefits of Hard Money Loan Houston

Hard Money Loans are Approved and Funded Quickly

* Fast Close!!   3-5 days 
* Less Paperwork  Focused on the asset
* Higher Leverage Up to 90% of Purchase!
* No cap  No property limit
* Lower FICO ok  More flexible credit requirements

#1 Hard Money Lender Houston Texas. 

Fix and Flip, Multifamily, Ground Up Construction, Commercial

AS EASY AS 1-2-3



dscr loan program


*Up To 80% LTV
* Cash Out Refinance
* 15-30 Day Close!
* No Income Required
* No Employment Required

fix and flip loan programs


*Up to 90% of the Purchase
*100% of the Rehab.
* Closing as fast as 5 days!
* Fix to Flip or Fix to Refi .
* 30 or 40year DSCR loan

rental loan


* Cash-out & Refinance
*30 or 40 year loan..
* Closing 30 days!
* Up To 80% LTV

construction loan


*Ground Up Construction
Up To 80% Of Land
* 100% of Construction
* Builders and Developers!

Get a Quote From the Nation’s #1 Hard Money Lender

Hard Money Lender Houston Loan Summary

A “Hard Money Loan”  are  used to purchase property and close quickly with the goal of selling it for a profit or refinancing it to rent once the repairs are completed. A Hard Money loan is works really well in these situations.

  1. When you need a fast closing (Our quick close time is 5 days!)
    This can help you secure a better purchase price.
  2. If High leverage or a low down payment is required.
    If repairs are needed hard money lenders look at after stabilized value
  3. The property needs additional funds for renovations.
    Many hard money loans come with 100% rehab or construction funds
  4. If you cannot provide verifiable income (no tax returns required).
    No income, tax returns or W2s required.
  5. When the asset is not yet stabilized, leased up, or producing any income.
    You can typically  cash out once repairs are made with hard money
  6. If you want a short term loan with no prepayment penalty
    You can refinance at any time so your annualized interest is minimized.

At CambridgeHomeLoan.com, our hard money loans close very quickly… as little as 5 days! Our fix and flip loans and fix to rent investment real estate loans do not require personal income verification and very little documentation! 

We offer a 100% programs and a limited documentation 90% down loan program as well. . 

Program Summary

Loan Amount:$100,000 – $250 Million
Term Length:12 – 36 Months
Max LTV:100%  (90% Limited Doc)
Rehab:Funded 100%
Amortization:Interest only
Interest Rate:Starting at 5.50%
Closing Time:5 – 14 Days
Loan Use:Purchase, Rehab, Refinance
Cash out refinance

Buy, Rehab, Rent, Refinance, Repeat and grow your passive income with Hard Money Loans

Hard money loans  are a great way to  leverage your existing capital to generate more income with the ability to close & flip more projects at once!  CambridgeHomeLoan.com finances the acquisition and the rehab costs of the project.

How Does a Hard Money Loan Work in Houston, Texas?

Hard money loans are generally short-term loans, lasting from one to three years. You use them as a quick way to get money for a purchase. However, you wouldn’t want to keep one of these loans for an extended period because interest rates for hard money are typically relatively high. For instance, the average interest rate for hard money loans in 2023 was 11.25%

Hard Money Lender Houston 

With the utilization of an abundance of private lenders, CambridgeCapital.org is able to provide turnkey solutions to real estate investors and developers that are not available through traditional, conventional lenders.

How Do I qualify?

CambridgeHomeLoan.com is your one-stop-shop to help you with financing!

Click to see if you qualify!

Best neighborhoods to invest in real estate in Houston

The Best Neighborhoods for Real Estate Investment in Houston

Let’s explore the best neighborhoods for real estate investment in the city. These neighborhoods offer a combination of factors such as affordable home prices, strong rental demand, and potential for property appreciation. Once you find your spot, click on Apply now to see what your Hard Money Loan Houston will look like.

1. Greater Heights Houston Texas

Greater Heights is a suburb with a suburban charm and a vibrant community. This neighborhood offers proximity to downtown Houston and major job centers, making it attractive to both renters and potential homebuyers. With a population of 46,810 and a median sale price of $532,500, Greater Heights has seen a 2.4% increase in sales price year over year. The neighborhood also has a high percentage of renter-occupied households, making it a great option for real estate investors looking for rental properties.

2. Greater Uptown Houston

Situated just west of Downtown Houston, Greater Uptown is a neighborhood known for its urban feel and vibrant atmosphere. With a population of 59,416 and a median sale price of $366,300, Greater Uptown offers a mix of housing options, including luxury condos and townhomes. More than half of the residents in this neighborhood rent their homes, making it an attractive location for real estate investors looking for rental properties. Great area for long term rentals. Contact CambridgeHomeLoan.com to discuss your scenario.

3. Memorial Neighborhod

Located west of Downtown Houston along I-10, the Memorial neighborhood offers a mix of urban and suburban living. With a population of 54,840 and a median sale price of $544,150, Memorial is known for its upscale homes and excellent schools. The neighborhood has a high percentage of renter-occupied households, making it an ideal location for real estate investors looking for rental properties with potential for long-term growth.  For more areas in and around houston to explore check out our Real Estate Financing and Advice Blog.

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CambridgeHomeLoan.com is Houston’s #1 Hard money lender. We can provide hard money loans, bridge loans, fix and flip loans, Ground up construction loans and rental loans.

View and learn more about our investment and commercial real estate financing at CambridgeCapital.org