Hard Money Lender

Houston Hard Money Lender Benefits

* Up To 90% of The Purchase
* 100% of Rehab
* Fast Close!  As Fast As 5 Days!
* Up To 75% of The ARV (As Repaired Value)
* Multifamily Loans Houston – Up to 90% LTV
* Commercial Real Estate Loans Houston

No evidence of employment or income required.

Best Rates and Terms for Hard Money Loans in Houston


Investment real estate loans from CambridgeHomeLoan.com, the premier hard money lender in the heart of Houston, Texas. In a city pulsating with economic vibrancy, our commitment to providing flexible and swift hard money lending solutions sets us apart.  Explore the unparalleled support and expertise by using CambridgeHomeLoan.com as the go-to source for those seeking financial flexibility and strategic investment in the Lone Star State.

Hard Money Lender Houston Texas

Custom Built for Real Estate Investors

Whether you buy and hold, fix and flip, or build to rent, cambridgehomeloan.com has the capital for your investment needs
The nations #1 Lender for hard money loans, Fix and Flip Loans and Fix To Rent Investment Loans
Fix & Flip Loans 90% LTV and up to 100% of fix up costs.

Fix To Rent Loans
Houston Texas

fix to rent loan
    • 1-500+ properties

    • Single-family, 2-8 units, condos, townhomes, multifamily

    • 5yr, 7, 10, 30, 40 year terms

      • Up to 90% of cost

    • Up to 100% of rehab

    • Up to 75% of value

    • $70,000 – $250 million

Fix And Flip Loans Houston Texas

    • 1-500+ properties

    • Single-family, 2-4 units, condos, townhomes, multifamily

    • 12 To 36 month terms

      • Up to 90% of cost

    • Up to 100% of rehab

    • Up to 75% of value

    • $100,000 – $250 million

Multi-Family Loan Houston/
Commercial Real Estate Lender

        • 1-250+ properties

        • Multifamily, condos, Ground Up Construction,  mixed use w/ majority residential, Self Storage, Other

        • 12, 24 mo., 5,10,30,40 year terms

      • Up to 90% of Purchase, 100% of Rehab
        $1M – $250M

      • Bridge, Construction, Permanent, Refi.




construction loan


*Ground Up Construction
Up To 80% Of Land
* 100% of Construction
* Builders and Developers!

rental loan


* Cash-out & Refinance
*30 or 40 year loan..
* Closing 30 days!
* Up To 80% LTV

fix and flip loan programs


*Up to 90% of the Purchase
*100% of the Rehab.
* Closing as fast as 5 days!
* Fix to Flip or Fix to Refi .
* 30 or 40year DSCR loan

dscr loan program


*Up To 85% LTV
* Cash Out Refinance
* 15-30 Day Close!
* No Income Required
* No Employment Required

Get a Quote From the Nation’s #1 Hard Money Lender

Hard Money Lender Houston Texas Loan Summary

Hard Money Loan in Houston is a bridge loan or sometimes called a Fix and Flip loan typically used to purchase property with the goal of selling it for a profit or refinancing it to rent once the repairs or lease up is completed. A fix and flip loan or Hard money loan in Houston works really well in these situations:

  1. When you need to close fast (Our quick close time is 5 days!)
  2. When high leverage or a low down payment is required.
  3. If the property needs funds for renovations.
  4. When you cannot provide verifiable income (no tax returns required).
  5. If the asset is not yet stabilized, leased up, or producing any income.
  6. If you want a short term loan with no prepayment penalty

Fix and Flip loans are a great way to  leverage your existing capital to generate more income with the ability to close & flip more projects at once utilizing bank funds!  CambridgeHomeLoan.com finances the acquisition and the rehab costs of the project.

We offer a 90% program and a limited documentation with 100% of the rehab costs provided! Apply Now!


Houston Texas Hard Money
Loan Program Summary

Loan Amount:$100,000 – $250 Million
Term Length:12 – 36 Months
Max LTV:90% Limited Doc Program
Rehab:Funded 100%
Amortization:Interest only
Interest Rate:Starting at 6.99%
Closing Time:5 – 14 Days
Loan Use:Purchase, Rehab, Refinance
Cash out refinance

How Does a Hard Money Loan Work in Houston, Texas?

Hard money loans are generally short-term loans, lasting from one to three years. You use them as a quick way to get money for a purchase. However, you wouldn’t want to keep one of these loans for an extended period because interest rates for hard money are typically relatively high. For instance, the average interest rate for hard money loans in 2023 was 11.25%

Hard Money Lender Houston 

With the utilization of an abundance of private lenders, CambridgeCapital.org is able to provide turnkey solutions to real estate investors and developers that are not available through traditional, conventional lenders.

How Do I qualify?

CambridgeHomeLoan.com is your one-stop-shop to help you with financing!

Click to see if you qualify!

Unlock the doors to hassle-free real estate financing with the premier hard money lender in Houston. At [Your Company Name], we redefine the lending experience, offering tailored solutions for investors seeking quick and reliable funding. Backed by a team of industry experts, our commitment to transparency, flexibility, and personalized service sets us apart in the competitive landscape of hard money lending in Houston. Whether you’re a seasoned investor or a first-time borrower, trust CambridgeHomeLoan.com to be your trusted partner in achieving your real estate goals.

CambridgeHomeLoan.com, your trusted partner in hard money lending in Houston. We specialize in providing quick and reliable real estate financing solutions to investors across the Greater Houston area.

CambridgeHomeLoan.com Provides The Most Competitive Rates and Flexible Terms:
At CambridgeHomeLoan.com, we offer competitive interest rates and flexible terms tailored to meet the unique needs of our borrowers. Our commitment is to make real estate investing accessible and efficient. Up to 90% of the purchase and 100% of the rehab costs.

Transparent Process: Transparency is at the core of our lending process. We believe in keeping our clients informed at every step. From application to closing, you’ll have a clear understanding of the terms, fees, and timeline.

Experienced Team: Our team of seasoned industry experts is dedicated to helping you navigate the complexities of hard money lending. Count on us for personalized guidance and insights to make informed financial decisions.

Quick Approvals: Time is crucial in real estate. That’s why we prioritize quick approvals to ensure you can seize opportunities promptly. We close in as fast as 5 days! Our streamlined application process is designed for efficiency without compromising thoroughness.

What is a hard money loan, and how does it differ from traditional loans?

A hard money loan is a type of real estate financing secured by the property itself. Unlike traditional loans, hard money loans focus more on the collateral (property) value rather than the borrower’s credit history. They are typically short-term with quicker approval processes.

What types of properties qualify for hard money loans in Houston?

We provide hard money loans for a variety of properties, including residential, commercial, and investment properties. Our goal is to support diverse real estate investment needs within the Houston area.

How quickly can I expect loan approval and funding for a hard money lender in Houston?

CambridgeHomeLoan.com understands the importance of time in real estate transactions. Our streamlined process allows for quick approvals, often within a few days, and efficient funding to help you capitalize on opportunities promptly.

Are there prepayment penalties associated with your hard money loans?

Our goal is to provide flexible solutions. We offer options with and without prepayment penalties, allowing borrowers to choose terms that align with their financial strategies.

What sets CambridgeHomeLoan.com apart from other hard money lenders in Houston?

CambridgeHomeLoan.com stands out for its commitment to transparency, competitive rates, and personalized service. Our experienced team and quick approval process make us the preferred choice for investors seeking reliable hard money lending solutions in Houston.


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Where to invest in Houston Texas
Best neighborhoods to invest in real estate in Houston

The Best Neighborhoods for Real Estate Investment in Houston

Let’s explore the best neighborhoods for real estate investment in the city. These neighborhoods offer a combination of factors such as affordable home prices, strong rental demand, and potential for property appreciation. Once you find your spot, click on Apply now to see what your Hard Money Loan Houston will look like.

1. Greater Heights Houston Texas

Greater Heights is a suburb with a suburban charm and a vibrant community. This neighborhood offers proximity to downtown Houston and major job centers, making it attractive to both renters and potential homebuyers. With a population of 46,810 and a median sale price of $532,500, Greater Heights has seen a 2.4% increase in sales price year over year. The neighborhood also has a high percentage of renter-occupied households, making it a great option for real estate investors looking for rental properties.

2. Greater Uptown Houston

Situated just west of Downtown Houston, Greater Uptown is a neighborhood known for its urban feel and vibrant atmosphere. With a population of 59,416 and a median sale price of $366,300, Greater Uptown offers a mix of housing options, including luxury condos and townhomes. More than half of the residents in this neighborhood rent their homes, making it an attractive location for real estate investors looking for rental properties. Great area for long term rentals. Contact CambridgeHomeLoan.com to discuss your scenario.

3. Memorial Neighborhod

Located west of Downtown Houston along I-10, the Memorial neighborhood offers a mix of urban and suburban living. With a population of 54,840 and a median sale price of $544,150, Memorial is known for its upscale homes and excellent schools. The neighborhood has a high percentage of renter-occupied households, making it an ideal location for real estate investors looking for rental properties with potential for long-term growth.  For more areas in and around houston to explore check out our Real Estate Financing and Advice Blog.

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CambridgeHomeLoan.com is Houston’s #1 Hard money lender. We can provide hard money loans, bridge loans, fix and flip loans, Ground up construction loans and rental loans.

View and learn more about our investment and commercial real estate financing at CambridgeCapital.org