Hard Money Lender Idaho

Hard Money Lender Idaho Benefits:

Up to 90% of Purchase
100% of Rehab Provided
Fast Close!
Fix and Flip Loans Idaho
Commercial Real Estate Loans
Multifamily Value Add Loans

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CambridgeHomeLoan.com is the #1 hard money lender Idaho. We have gained our reputation as the fastest hard money loan lender in multifamily loans and bridge lending because we know how critical each day is in the competitive Idaho real estate market.

Fix and Flip Loan Idaho

Commercial Real Estate Hard Money Loan. Great Rates! Fast Close!!

Hard Money Lender Idaho Application

Hard Money Lender Idaho
We provide a Fast Close for Investment Properties and Commercial Real Estate. Fix and Flip, Fix to Rent, Multifamily, Commercial real estate. We have Purchase, Refinance and Cash out Refinance programs available. Hard money Loan programs can finance up to 90% of the acquisition on fix To flip/Fix to rent and 85 – 100% LTC of commercial real estate and multifamily acquisition. We provide 100% of the construction costs. For all of your hard money needs, contact us today!

What Is A Hard Money Loan Idaho?

A hard money loan is a loan from a private or non-traditional lender. The asset being purchased is used as the collateral for the loan, reducing risk for both the borrower and lender.

A loan that bridges the gap between an investment purchase and long-term financing
Hard money loans are used for quick turnarounds between the purchase and sale of a property. They can also be used for quick home financing until the buyer secures a traditional loan.

Hard Money Loan Idaho
Loans Custom Built for Real Estate Investors

Whether you buy and hold, fix and flip, or build to rent, cambridgehomeloan.com has the capital for your investment needs
The nations #1 Lender for Fix and Flip and Fix To Rent Investment Loans
Fix & Flip Loans 90% LTC and up to 100% of fix up costs.

Fix To Rent Home Loans

- 1-500+ properties

- Single-family, 2-4 units, condos, townhomes, multifamily

- 5yr, 7, 10 and 30 year terms

- - Up to 90% of cost
- Up to 100% of rehab

- Up to 75% of completed value

- $70,000 – $100 million

Fix And Flip Loan Idaho

- 1-500+ properties

- Single-family, 2-4 units, condos, townhomes, multifamily

- 12 To 24 month terms

- - Up to 90% of cost
- Up to 100% of rehab

- Up to 75% of completed value

- $100,000 – $100 million

MultiFamily Loan Idaho /
Commercial Real Estate Idaho

- - 1-50+ properties
- - Multifamily, condos, student housing,
  - mixed use w/ majority residential
- - 12, 24 mo., 5,10,30,40 year terms
- - Up to 100% of cost

$1M – $50M

Bridge, Construction, Permanent, Refi.

How Does A Hard Money Loan Idaho Work?

A hard money loan is a way for you to borrow money for real estate without using traditional mortgage lenders. Instead, the funds come from individuals or investors who lend money based primarily on the property you’re using as collateral.

Traditional mortgage loans require proof that you can comfortably repay the debt. Lenders often review your credit scores and any income available to evaluate your creditworthiness. If you have plenty of income, savings, or can get another collateralized loan you might not need to worry.

However, the process becomes more challenging if you have a low credit score, an income source that is difficult to verify to your lender’s satisfaction, or a high debt-to-income ratio.

Hard money loans are generally short-term loans, lasting from 1,2 or three years. You use them as a quick way to get money for a purchase. However, you wouldn’t want to keep one of these loans for an extended period because interest rates for hard money are typically relatively high.

Benefits of Hard Money Loan in Idaho

Hard Money Loans Are Approved And Funded Quickly

Real estate investors who haven’t previously used hard money will be amazed at how quickly hard money loans are funded compared to banks. Hard money loans can be funded with 3-5 days if needed. Compare that with 30+ days it takes for a bank to fund. This speedy funding has saved numerous real estate investors who have been in escrow only to have their original lender pull out or simply not deliver. This is a perfect situation for a hard money lender to step in, provide financing quickly and save the deal.

Hard Money Loans Have Few Requirements

Banks also have a list of issues that will raise a red flag and prevent them from even considering lending to a borrower such as recent foreclosures, short sales, loan modifications, and bankruptcies. Bad credit is another factor that will prevent a bank from lending to a borrower. Most banks will not lend to a borrower who already has 4 mortgages even if the borrower’s credit is perfect with no other issues.

Hard Money Loans Provide Funding For Projects That Cannot Be Financed Elsewhere

Hard money lenders provide many loans that conventional lenders such as banks have no interest in financing. A good example of this is a fix and flip loan. These projects involve a real estate investor purchasing a property with a short term loan so that the investor can quickly make the needed repairs and updates and then sell the property. In most cases, the real estate investor only needs a 12 month loan. A 12 month term doesn’t work with a bank’s business model. Banks want to lend money for the long term and are happy to make a small amount of interest over a long period of time.

About Idaho–

Idaho is a state in the Pacific Northwest region of the United States. It borders the state of Montana to the east and northeast, Wyoming to the east, Nevada and Utah to the south, and Washington and Oregon to the west.

To the north, it shares a small portion of the Canadian border with the province of British Columbia.

With a population of approximately 1.8 million and an area of 83,570 square miles (216,400 km2),

Idaho is the 14th largest, the 13th least populous and the 7th least densely populated of the 50 U.S. states.

The state’s capital and largest city is Boise.

One of the best places to invest in Flip houses and commercial real estate

Get a Quote From Nation's #1 Hard Money Lender

CambridgeHomeLoan.com takes an active part in helping our customers achieve their long term goals. Fast closings and refinancing into better rates when it matters. Feel free to contact us with your loan scenario at 800-826-5077.

Fix and Flip or Fix To Rent Loans can be closed in just 5-7 days. If you would like to prepare for your first deal contact us for a soft quote and our due diligence check list. From your first investment real estate loan to putting together a portfolio loan for all of your investment properties, CambridgeHomeLoan.com is the resource that can help you from the very beginning of your investment career.

CambridgeHomeLoan.com can manage all of your real estate loans from ground up construction, spec houses to fix and flip and fix to rent home loans. When you want to get your price and close in just a few days to easy rehab draws that can help you get your project done on time and in budget. Give us a call today with your project outline and we can give you the possibilities.

#1 In Hard Money Loans

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Call - (800) 826-5077

Why Live in Idaho? Moving to Idaho is a great move for people who want access to beautiful scenery and a robust economy. If you love high-density, big-city living, Idaho is not the place for you, but if your dreams include homeownership and plenty of time outdoors, moving to Idaho is a solid plan.

VA Loanf Idaho

Multi-family Loan Idaho

Hard Money Loan Idaho

We are serving all of Idaho cities including Boise City, Meridian, Nampa, Idaho Falls, Caldwell, Pocatello, Coeur d’Alene, Twin Falls, Rexburg, Post Falls, Lewiston, Eagle, Moscow, Kuna, Ammon, Mountain Home, TIE, Hayden and Chubbuck, Jerome, Blackfoot, Garden City, Burley, Star, Middleton, Rathdrum, Hailey, Sandpoint, Payette, Emmett, Rupert, Fruitland, Weiser, Preston, Rigby, Shelley, Kimberly, American Falls, Buhl, Lincoln, Gooding, Heyburn, McCall, St. Anthony, Ketchum, Grangeville, Fort Hall, Mountain Home AFB, Soda Springs, Salmon, Hidden Springs, Wendell and all of Idaho.