Hard Money Lender in Miami Florida

Miami Hard Money Lender Loan Benefits:
* Up To 90% Of Purchase, 100% Of Rehab
* Close As Fast As 5 Days!
* Fix and Flip Loans Miami, Fix To Rent, DSCR Cash Out
* Multifamily, Commercial, Investment Real Estate 
* Hard Money Loans Miami … Fast Close!


Hard Money Lender in Miami Florida

Loans Custom Built for Real Estate Investors

Whether you buy and hold, fix and flip, or build to rent, cambridgehomeloan.com has the capital for your investment needs
The nations #1 Lender for Fix and Flip Loans and Fix To Rent Investment Loans
Fix & Flip Loans 90% LTV and up to 100% of fix up costs.

Fix To Rent Loan Miami

fix and flip loan pennsylvania
    • 1-500+ properties

    • Single-family, 2-4 units, condos, townhomes, multifamily

    • 5yr, 7, 10 and 30 year terms

      • Up to 90% of cost

    • Up to 100% of rehab

    • Up to 75% of completed value

    • $70,000 – $200 million

Fix And Flip Loan Miami

    • 1-500+ properties

    • Single-family, 2-4 units, condos, townhomes, multifamily

    • 12 To 24 month terms

      • Up to 90% of cost

    • Up to 100% of rehab

    • Up to 75% of completed value

    • $100,000 – $200 million

Multi-Family Loan Miami /
Commercial Real Estate

        • 1-50+ properties

        • Multifamily, condos, student housing, 
        • mixed use w/ majority residential

        • 12, 24 mo., 5,10,30,40 year terms

        • Up to 100% of cost

      • $1M – $200M

      • Bridge, Construction, Permanent, Refi.

Hard Money Lender Miami Loan Types

dscr loan program


*Up To 85% LTV
* Cash Out Refinance
* 15-30 Day Close!
* No Income Required
* No Employment Required

fix and flip loan programs


*Up to 90% of the Purchase
*100% of the Rehab.
* Closing as fast as 5 days!
* Fix to Flip or Fix to Refi .
* 30 or 40year DSCR loan

rental loan


* Cash-out & Refinance
*30 or 40 year loan..
* Closing 30 days!
* Up To 80% LTV

construction loan


*Ground Up Construction
Up To 80% Of Land
* 100% of Construction
* Builders and Developers!

hard money loans made easy

CambridgeHomeLoan.com is #1 hard money lender in Miami. We have gained our reputation as the fastest hard money loan lender in multifamily loans and bridge lending because we know how critical each day is in the competitive Miami real estate market. 

Miami Hard Money Lender for Fix and Flip Loans

Commercial Real Estate Hard Money Loans Miami.Great Rates! Fast Close!


Hard Money Loan Miami

Approved And Funded Quickly

No Income or Employment Required

Funding For Projects That Cannot Be Financed Elsewhere

100% Of Rehab Dollars Provided

Fast Close!  As Fast As 5 Days!

Fix and Flip Loans, Fix To Rent
Hard Money Loans

Commercial, Investment & Multifamily Value Add


hard money loan

 Understanding Miami Florida Hard Money Lending Parameters

When searching for a hard money lender in Miami, it’s important to understand the key parameters that lenders typically consider. These parameters include:

  1. Closing Time: Hard money loans can be funded within 5 to 10 days, ensuring a quick turnaround time for investors.
  2. Loan Size: Miami hard money lenders offer loan sizes ranging from $100,000 to $200 million, catering to various investment needs.
  3. Loan-to-Value (LTV): Up to 00% LTV is commonly offered by hard money lenders in Miami, providing investors with significant leverage.
  4. Loan Term: Hard money loans Miami typically have a term of 12 to 36 months, allowing investors to complete their projects within a reasonable timeframe.
  5. Interest Rates: Interest rates for Miami hard money loans range from 6.99% to 11.99%, depending on various factors such as loan amount and borrower’s creditworthiness.
  6. Amortization: Hard money loans often have interest-only payment options, providing flexibility for investors.

Hard money loans Miami Florida are generally short-term loans, lasting from 1,2 or three years.

Benefits of Choosing a Hard Money Loan in Miami

Now that we understand the parameters of Miami hard money loans, let’s explore the reasons why investors choose this financing option over traditional bank loans with lower rates:

1. Quick Funding: Traditional banks can take a minimum of 45 days to finance a residential loan and even longer for commercial or development loans. In contrast, hard money loans are typically funded within 5 days, allowing investors to seize opportunities quickly.

2. Property Condition: Traditional banks often have strict underwriting guidelines and may not lend on properties needing repairs or lacking cash flow. Hard money lenders are more flexible and are willing to finance properties that require rehabilitation or improvements.

3. Credit and Income Considerations: Traditional banks heavily rely on a borrower’s credit score, income, and ability to repay the debt. This can result in quality borrowers being turned down due to high debt levels. Hard money lenders focus more on the value of the collateralized asset, making it easier for borrowers with less-than-perfect credit or high debt to qualify for a loan.

About Miami

One of the top 10 states to fix and flip houses today!

Discover why thousands of Miami Florida real estate investors rely on CambridgeHomeLoan.com to finance their deals. 

Quick-close, hassle free hard money for fix and flip loan Miami or new construction projects.  Contact Us Today.

One of the best places to invest in fix and Flip houses and commercial real estate Miami

Hard Money Loan Miami

Fix & Flip Loans Miami:

  • High Leverage (up to 90% LTC)
  • Quick closing in 14 Days
  • Interest-only payments
  • No Prepayment Penalty
  • No Income Documentation
  • 660 Minimum Credit Requirement
  • No Experience Required (Yes, we lend to new borrowers)

Eligible Properties for Fix & Flip Miami Loans

Single Family

Single Family homes are classified as one to four-unit residential use dwellings including condominium, P.U.D., town homes, duplex’s, triplex’s, and quadplex’s. 


Multi-family is a classification of housing where multiple units (5+) for residential use are contained within one or more buildings within one community or complex. 

Mixed Use

Mixed-use is a type of development that blends residential and commercial uses into one integrated complex or building.

Miami Hard Money Lending Parameters: Fix and Flip Loan Miami, MultiFamily loans Miami, Fix to Rent, Multifamily Loan.

LOAN SIZE$100,000 to $200,000,000
LTVUp to 90% LTV
RehabUp to 100% of Rehab
LOAN TERM12 to 36 months
INTEREST RATES6.99% to 11.99%
AMORTIZATIONInterest-only payments
ORIGINATION FEES1.00 to 3.00 points based on location and property, LTV, credit worthiness of the borrower, loan amount and term.
LENDING AREASNationwide with the exception of a few states on certain loan products

CambridgeHomeLoan.com takes an active part in helping our customers achieve their long term goals. Fast closings and refinancing into better rates when it matters. Feel free to contact us with your loan scenario at 800-826-5077.

CambridgeHomeLoan.com From ground up construction, spec houses to fix and flip Loans Miami & fix to rent home loans. When you want to get your price and close in just a few days to easy rehab draws that can help you get your project done on time and in budget. 

Give us a call today with your project outline and we can give you the possibilities.

#1 In Hard Money Lender Miami


Ground-Up Construction Loans Miami

Residential builders in Miami can benefit from CambridgeHomeLoan’s ground-up construction loans. These loans are specifically designed to finance new construction projects and can cover up to 90% of the loan-to-cost ratio. With interest rates ranging from 6.49% to 11.50% and a loan term of up to 36 months CambridgeHomeLoan.com has a construction loan to help your next project succeed. 

Expert Mortgage and Investment Real Estate Advice

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