Hard Money Lender Miami Florida
Hard Money Lender Miami Florida Benefits:
* Up To 90% Of Purchase, 100% Of Rehab
* Close As Fast As 5 Days!
* Fix and Flip Loans Miami, Fix To Rent, DSCR Cash Out
* Multifamily, Commercial, Investment Real Estate
* Hard Money Loans Miami … Fast Close!
APPLY NOW!
Hard Money Lender Miami Florida
Loans Custom Built for Real Estate Investors
Whether you buy and hold, fix and flip, or build to rent, cambridgehomeloan.com has the capital for your investment needs
The nations #1 Lender for Fix and Flip Loans and Fix To Rent Investment Loans
Fix & Flip Loans 90% LTV and up to 100% of fix up costs.
Fix To Rent Loan Miami
- 1-500+ properties
- Single-family, 2-4 units, condos, townhomes, multifamily
- 5yr, 7, 10 and 30 year terms
- Up to 90% of cost
- Up to 100% of rehab
- Up to 75% of completed value
- $70,000 – $200 million
Fix And Flip Loan Miami
- 1-500+ properties
- Single-family, 2-4 units, condos, townhomes, multifamily
- 12 To 24 month terms
- Up to 90% of cost
- Up to 100% of rehab
- Up to 75% of completed value
- $100,000 – $200 million
MultiFamily Loan Miami /
Commercial Real Estate
- 1-50+ properties
- Multifamily, condos, student housing,
- mixed use w/ majority residential
- 12, 24 mo., 5,10,30,40 year terms
- Up to 100% of cost
- $1M – $200M
- Bridge, Construction, Permanent, Refi.
Hard Money Lender Miami Loan Types

DSCR LOAN
*Up To 80% LTV
* Cash Out Refinance
* 15-30 Day Close!
* No Income Required
* No Employment Required

FIX TO RENT
*Up to 90% of the Purchase
*100% of the Rehab.
* Closing as fast as 5 days!
* Fix to Flip or Fix to Refi .
* 30 or 40year DSCR loan

CASH OUT REFI
* Cash-out & Refinance
*30 or 40 year loan..
* Closing 30 days!
* Up To 80% LTV

CONSTRUCTION
*Ground Up Construction
Up To 80% Of Land
* 100% of Construction
* Builders and Developers!

CambridgeHomeLoan.com is #1 hard money lender in Miami. We have gained our reputation as the fastest hard money loan lender in multifamily loans and bridge lending because we know how critical each day is in the competitive Miami real estate market.
Hard Money Lender Miami Fix and Flip Loan Miami
DOCUMENTS REQUIRED TO CLOSE
- Property
Documents
- Purchase Contract
- Payoff Statement (if Refinance)
- Rent Roll & Leases
- Renovation Budget (if Rehab)
- Personal
Documents
- Loan Application
- Track Record / Experience / SREO
- Last Month's Bank Statement
- Drivers License and/or Passport
- Business
Documents
- Articles of Incorporation
- Operating Agreement (LLC) or Bylaws (Corp.)
- EIN Letter
Hard Money Loan Miami
Approved And Funded Quickly
No Income or Employment Required
Funding For Projects That Cannot Be Financed Elsewhere
100% Of Rehab Dollars Provided
Fast Close! As Fast As 5 Days!
Fix and Flip Loans, Fix To Rent
Hard Money Loans
Commercial, Investment & Multifamily Value Add

Understanding Miami Hard Money Lending Parameters
When searching for a hard money lender in Miami, it’s important to understand the key parameters that lenders typically consider. These parameters include:
- Closing Time: Hard money loans can be funded within 5 to 10 days, ensuring a quick turnaround time for investors.
- Loan Size: Miami hard money lenders offer loan sizes ranging from $100,000 to $200 million, catering to various investment needs.
- Loan-to-Value (LTV): Up to 00% LTV is commonly offered by hard money lenders in Miami, providing investors with significant leverage.
- Loan Term: Hard money loans Miami typically have a term of 12 to 36 months, allowing investors to complete their projects within a reasonable timeframe.
- Interest Rates: Interest rates for Miami hard money loans range from 6.99% to 11.99%, depending on various factors such as loan amount and borrower’s creditworthiness.
- Amortization: Hard money loans often have interest-only payment options, providing flexibility for investors.
Hard money loans Miami Florida are generally short-term loans, lasting from 1,2 or three years.
Benefits of Choosing a Hard Money Loan in Miami
Now that we understand the parameters of Miami hard money loans, let’s explore the reasons why investors choose this financing option over traditional bank loans with lower rates:
1. Quick Funding: Traditional banks can take a minimum of 45 days to finance a residential loan and even longer for commercial or development loans. In contrast, hard money loans are typically funded within 5 days, allowing investors to seize opportunities quickly.
2. Property Condition: Traditional banks often have strict underwriting guidelines and may not lend on properties needing repairs or lacking cash flow. Hard money lenders are more flexible and are willing to finance properties that require rehabilitation or improvements.
3. Credit and Income Considerations: Traditional banks heavily rely on a borrower’s credit score, income, and ability to repay the debt. This can result in quality borrowers being turned down due to high debt levels. Hard money lenders focus more on the value of the collateralized asset, making it easier for borrowers with less-than-perfect credit or high debt to qualify for a loan.
About Miami
One of the top 10 states to fix and flip houses today!
Discover why thousands of Miami Florida real estate investors rely on CambridgeHomeLoan.com to finance their deals.
Quick-close, hassle free hard money for fix and flip loan Miami or new construction projects. Contact Us Today.
One of the best places to invest in fix and Flip houses and commercial real estate Miami
- High Leverage (up to 90% LTC)
- Quick closing in 14 Days
- Interest-only payments
- No Prepayment Penalty
- No Income Documentation
- 660 Minimum Credit Requirement
- No Experience Required (Yes, we lend to new borrowers)
Eligible Properties for Fix & Flip Miami Loans
Single Family
Single Family homes are classified as one to four-unit residential use dwellings including condominium, P.U.D., town homes, duplex’s, triplex’s, and quadplex’s.
MultiFamily
Multi-family is a classification of housing where multiple units (5+) for residential use are contained within one or more buildings within one community or complex.
Mixed Use
Mixed-use is a type of development that blends residential and commercial uses into one integrated complex or building.
Miami Hard Money Lending Parameters: Fix and Flip Loan Miami, MultiFamily loans Miami, Fix to Rent, Multifamily Loan.
CLOSING TIME | As Fast As 5 Days |
LOAN SIZE | $100,000 to $200,000,000 |
LTV | Up to 90% LTV |
Rehab | Up to 100% of Rehab |
LOAN TERM | 12 to 36 months |
INTEREST RATES | 6.99% to 11.99% |
AMORTIZATION | Interest-only payments |
ORIGINATION FEES | 1.00 to 3.00 points based on location and property, LTV, credit worthiness of the borrower, loan amount and term. |
LENDING AREAS | Nationwide with the exception of a few states on certain loan products |
CambridgeHomeLoan.com takes an active part in helping our customers achieve their long term goals. Fast closings and refinancing into better rates when it matters. Feel free to contact us with your loan scenario at 800-826-5077.
CambridgeHomeLoan.com From ground up construction, spec houses to fix and flip Loans Miami & fix to rent home loans. When you want to get your price and close in just a few days to easy rehab draws that can help you get your project done on time and in budget.
Give us a call today with your project outline and we can give you the possibilities.
#1 In Hard Money Lender Miami
GROUND UP CONSTRUCTION LOANS MIAMI FLORIDA
Ground-Up Construction Loans Miami
Residential builders in Miami can benefit from CambridgeHomeLoan’s ground-up construction loans. These loans are specifically designed to finance new construction projects and can cover up to 90% of the loan-to-cost ratio. With interest rates ranging from 6.49% to 11.50% and a loan term of up to 36 months CambridgeHomeLoan.com has a construction loan to help your next project succeed.
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