Hard Money Lender Washington

Hard Money Lender Washington Benefits:
* Up To 90% of the Purchase
* 100% of the Rehab
* No Income or Employment Required
* Fast Close!  As Fast As 5 Days!

#1 Hard Money Lender Washington


CambridgeHomeLoan.com is #1 hard money loan lender in Washington. We have gained our reputation as the fastest hard money loan lender in multifamily loans and bridge lending because we know how critical each day is in the competitive Washington real estate market. 

Hard Money Loan Washington
Loans Custom Built for Real Estate Investors

Whether you buy and hold, fix and flip, or build to rent, cambridgehomeloan.com has the capital for your investment needs
The nations #1 Lender for Fix and Flip and Fix To Rent Investment Loans
Fix & Flip Loans 90% LTC and up to 100% of fix up costs.

Fix To Rent Home Loans

fix and flip loan pennsylvania
    • 1-500+ properties

    • Single-family, 2-4 units, condos, townhomes, multifamily

    • 5yr, 7, 10 and 30 year terms

      • Up to 90% of cost

    • Up to 100% of rehab

    • Up to 75% of completed value

    • $70,000 – $100 million

Fix And Flip Loan Washington

    • 1-500+ properties

    • Single-family, 2-4 units, condos, townhomes, multifamily

    • 12 To 24 month terms

      • Up to 90% of cost

    • Up to 100% of rehab

    • Up to 75% of completed value

    • $100,000 – $100 million

Multi Family /
Commercial Real Estate

      • 1-50+ properties

      • Multifamily, condos, student housing, 
      • mixed use w/ majority residential

      • 12, 24 mo., 5,10,30,40 year terms

      • Up to 100% of cost

    • $1M – $50M

      • Bridge, Construction, Permanent, Refi.

A “Hard Money Loan”  are  used to purchase property and close quickly with the goal of selling it for a profit or refinancing it to rent once the repairs are completed. A Hard Money loan is works really well in these situations.

  1. When you need a fast closing (Our quick close time is 5 days!)
    This can help you secure a better purchase price.
  2. If High leverage or a low down payment is required.
    If repairs are needed hard money lenders look at after stabilized value
  3. The property needs additional funds for renovations.
    Many hard money loans come with 100% rehab or construction funds
  4. If you cannot provide verifiable income (no tax returns required).
    No income, tax returns or W2s required.
  5. When the asset is not yet stabilized, leased up, or producing any income.
    You can typically  cash out once repairs are made with hard money
  6. If you want a short term loan with no prepayment penalty
    You can refinance at any time so your annualized interest is minimized.

At CambridgeHomeLoan.com, our hard money loans close very quickly… as little as 5 days! Our fix and flip loans and fix to rent investment real estate loans do not require personal income verification and very little documentation! 

We offer a 100% programs and a limited documentation 90% down loan program as well. . 

Program Summary

Loan Amount: $100,000 – $250 Million
Term Length: 12 – 36 Months
Max LTV: 100%  (90% Limited Doc)
Rehab: Funded 100%
Amortization: Interest only
Interest Rate: Starting at 5.50%
Closing Time: 5 – 14 Days
Loan Use: Purchase, Rehab, Refinance
Cash Out Re-finance

Buy, Rehab, Rent, Refinance, Repeat and grow your passive income with Hard Money Loans

Hard money loans  are a great way to  leverage your existing capital to generate more income with the ability to close & flip more projects at once!  CambridgeHomeLoan.com finances the acquisition and the rehab costs of the project.


Hard Money Loans Washington

hard money lender fort washington

Commercial Real Estate Hard Money Loan. Great Rates! Fast Close!!

Hard Money Loan Washington Application

Hard Money Loan Washington
We provide a Fast Close for Investment Properties and Commercial Real Estate. Fix and Flip, Fix to Rent, Multifamily, Commercial real estate. We have Purchase, Refinance and Cash out Refinance programs available. Hard money Loan programs can finance up to 90% of the acquisition on fix To flip/Fix to rent and 85 – 100% LTC of commercial real estate and multifamily acquisition. We provide 100% of the construction costs. For all of your hard money needs, contact us today!

How Does A Hard Money Loan Work in Washington?

A hard money loan is a way for you to borrow money for real estate without using traditional mortgage lenders. Instead, the funds come from individuals or investors who lend money based primarily on the property you’re using as collateral.

Traditional mortgage loans require proof that you can comfortably repay the debt. Lenders often review your credit scores and any income available to evaluate your creditworthiness. If you have plenty of income, savings, or can get another collateralized loan you might not need to worry.

However, the process becomes more challenging if you have a low credit score, an income source that is difficult to verify to your lender’s satisfaction, or a high debt-to-income ratio.

hard money loan

Hard money loans are generally short-term loans, lasting from 1,2 or three years. You use them as a quick way to get money for a purchase. However, you wouldn’t want to keep one of these loans for an extended period because interest rates for hard money are typically relatively high. 

Benefits of Hard Money Loan in Washington

Benefits to Washington Investors


By opting for hard money loans for your real estate ventures in Washington, you gain access to a range of benefits that traditional financing options may not offer:


Speedy Approval Process:  CambridgeHomeLoan.com understand the importance of acting swiftly in the competitive Washington real estate market. With streamlined approval processes, investors can secure funding promptly, allowing them to capitalize on lucrative investment opportunities without delay.


Flexible Terms: CambridgeHomeLoan.com offer customizable terms tailored to the unique needs and preferences of individual investors. Whether you require short-term financing for a fix and flip project or long-term funding for a rental property investment.


Accessibility: Unlike traditional lenders that often prioritize credit history and financial background, hard money lenders in Washington focus on the value of the underlying property. This accessibility makes hard money loans an attractive option for investors with less-than-perfect credit or unconventional financial profiles.


Unlock the potential of real estate investment success in Washington with Hard Money Loan Washington. Ready to take the first step? Apply for your hard money loan today HERE 

Exploring Hard Money Loan Types

Hard money loans offer a diverse range of financing options tailored to the unique needs and preferences of real estate investors in Washington. Here’s a breakdown of the different types of hard money loans available:

Bridge Loans: Bridge loans provide short-term financing solutions designed to bridge the gap between the purchase of a new property and the sale of an existing one. With quick approval processes and flexible terms, bridge loans empower Washington investors to seize time-sensitive opportunities in the real estate market without delay.

Fix and Flip Loans: Fix and flip loans are ideal for investors looking to purchase distressed properties, renovate them, and sell them for a profit. These loans cover both the purchase of the property and the renovation costs, enabling Washington investors to maximize their returns on investment within a short timeframe. Up to 90% of the purchase and 100% of the rehab costs.

Construction Loans: Construction loans are tailored to finance the construction or renovation of residential or commercial properties. Whether you’re planning to build a new home or undertake a major renovation project, construction loans offer the financial support needed to bring your real estate vision to life in Washington.

Rental Property Loans: Rental property loans are designed for investors looking to purchase residential or commercial properties for long-term rental purposes. With competitive interest rates and flexible repayment terms, rental property loans empower Washington investors to build passive income streams and expand their real estate portfolios with ease. Up to 85% LTV for purchase and cash out.

About Washington

Washington is a state in the Pacific Northwest region of the Western United States. Named for George Washington—the first U.S. president—the state was formed from the western part of the Washington Territory, which was ceded by the British Empire in 1846, in accordance with the Oregon Treaty in the settlement of the Oregon boundary dispute. The state—which is bordered on the west by the Pacific Ocean, Oregon to the south, Idaho to the east, and the Canadian province of British Columbia to the north—was admitted to the Union as the 42nd state in 1889. Olympia is the state capital; the state’s largest city is Seattle. Washington is often referred to as Washington state to distinguish it from the nation’s capital, Washington, D.C.

One of the best places to invest in Flip houses and commercial real estate

CambridgeHomeLoan.com takes an active part in helping our customers achieve their long term goals. Fast closings and refinancing into better rates when it matters. Feel free to contact us with your loan scenario at 800-826-5077.

Fix and Flip or Fix To Rent Loans can be closed in just 5-7 days. If you would like to prepare for your first deal contact us for a soft quote and our due diligence check list. From your first investment real estate loan to putting together a portfolio loan for all of your investment properties, CambridgeHomeLoan.com is the resource that can help you from the very beginning of your investment career.

CambridgeHomeLoan.com can manage all of your real estate loans from ground up construction, spec houses to fix and flip and fix to rent home loans. When you want to get your price and close in just a few days to easy rehab draws that can help you get your project done on time and in budget. Give us a call today with your project outline and we can give you the possibilities.

#1 In Hard Money Loans


Why to Live in Washington? The Evergreen State takes the top spot again in the U.S. News Best States ranking on the strength of its tech sector and other industries. Washington’s low-carbon energy system and robust secondary education system continue to rank among the nation’s best, as does the state’s economy, the fastest growing in the nation.

Hard Money Loan Washington

We are serving all of Washington cities including Seattle, Spokane, Tacoma, Vancouver, Bellevue, Kent, Everett, Renton, Spokane Valley, Federal Way, Yakima, Kirkland, Bellingham, Auburn, Kennewick, Pasco, Redmond, Marysville, Sammamish, South Hill, Lakewood, Richland, Shoreline, Olympia, Lacey, Burien, Bothell, Bremerton, Puyallup, Edmonds, Issaquah, Parkland, Lynnwood, Longview, Lake Stevens, Wenatchee, Spanaway, Mount Vernon, University Place, Walla Walla, Pullman, Des Moines, Graham, SeaTac, Maple Valley, Orchards, Camas, Mercer Island, 

Tumwater, Moses Lake, Mill Creek East, Frederickson, Bainbridge Island, Oak Harbor, Eastmont, Kenmore, Hazel Dell, Cottage Lake, North Lynnwood, Union Hill-Novelty Hill, Bonney Lake, Silver Firs, Bothell West, Tukwila, Martha Lake, Mukilteo, Salmon Creek, Mountlake Terrace, Five Corners, Mill Creek, Covington, Battle Ground, Silverdale, Port Angeles, Arlington, Monroe, Fairwood, Ellensburg, Centralia, Anacortes, Bryn Mawr-Skyway, Camano, Washougal, Aberdeen, White Center, Sunnyside, West Richland, Lynden, Port Orchard, Lake Stickney, Ferndale, Elk Plain, 

East Wenatchee, Snoqualmie, Fort Lewis, Bothell East, Lakeland North, Artondale, Lake Forest Park, Cheney, Lakeland South, Woodinville, Newcastle, Lake Tapps, Kelso, Enumclaw, Sedro-Woolley, Edgewood, Prairie Ridge, Gig Harbor, Liberty Lake, Poulsbo, East Renton Highlands, Minnehaha, Maltby, Vashon, Fife, Grandview, Airway Heights, Sumner, Yelm, Fairwood CDP, Lake Morton-Berrydale, Shelton, Ridgefield, Alderwood Manor, DuPont, Port Townsend, Snohomish, Birch Bay, Mount Vista, Midland, College Place, Picnic Point, Summit View, Felida, Terrace Heights, Burlington, Orting, Toppenish, Hoquiam, Milton, Barberton, Othello, Ephrata, Summit, Waller, Selah, Duvall, Sequim, Stanwood, Parkwood, Mead, Quincy, North Bend, Chehalis and all of Washington.

Not just Washington, we are now Nationwide:

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